Bank · FDIC insured
PeoplesBank
A $4.6B bank, the 298th largest of 4,207, headquartered in Holyoke, MA, with 21 branches in 2 states. Best rates: CDs 3.75% and savings 3.25% APY.
PeoplesBank Carrot Score
81
Carrot Score
Higher than 56% of U.S. banks and credit unions
#9 of 22 in Springfield, MA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About PeoplesBank
PeoplesBank is a mutual bank based in Holyoke, Massachusetts.
The bank serves customers through banking centers located in Massachusetts and Connecticut.
- Headquarters
- 330 Whitney Ave, Holyoke, MA 01040
- FDIC certificate
- 90213 ↗
Branches
21 branches in 2 states
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Massachusetts
14 branches
Springfield area · 11
- PeoplesBankMain office330 Whitney Ave, Holyoke, MA 01040Directions
- Memorial Drive Branch610 Memorial Dr, Chicopee, MA 01020Directions
- East Longmeadow Branch201 N Main St, East Longmeadow, MA 01028Directions
- High Street Branch Office255 High St, Holyoke, MA 01040Directions
- Yankee Pedlar Branch1864 Northampton St, Holyoke, MA 01040Directions
- Williams Place Branch783 Williams St, Longmeadow, MA 01106Directions
- Ludlow Branch450 Center St, Ludlow, MA 01056Directions
- Springfield Branch1900 Wilbraham Rd, Springfield, MA 01129Directions
- St. James Avenue Branch1051 Saint James Ave, Springfield, MA 01104Directions
- West Springfield Branch547 Memorial Ave, West Springfield, MA 01089Directions
- Westfield Branch281 E Main St, Westfield, MA 01085Directions
Amherst Town area · 3
- Amherst Branch56 Amity St, Amherst, MA 01002Directions
- Northampton Branch300 King St, Northampton, MA 01060Directions
- South Hadley Branch468 Newton St, South Hadley, MA 01075Directions
Connecticut
7 branches
- Avon Banking Center Branch182 West Main Street, Avon, CT 06001Directions
- East Granby Branch1 Turkey Hills Rd, East Granby, CT 06026Directions
- Glastonbury Banking Center Branch2815 Main St, Glastonbury, CT 06033Directions
- Hartford Branch151 Asylum St, Hartford, CT 06103Directions
- South Windsor Branch25 Cedar Avenue, South Windsor, CT 06074Directions
- Suffield Branch30 Bridge St, Suffield, CT 06078Directions
- West Hartford Branch102 Lasalle Rd, West Hartford, CT 06107Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.26% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.57% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.43% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $100 | $88 | — |
- CapitalLeverage ratio9.26%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.57%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.43%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$100Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of PeoplesBank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.