Compare Bank & Credit Union Rates
Best savings rates in Massachusetts
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 571–585 results in Massachusetts
- 0.02%APY$2 a year on $10,000
Requirements
Offer: Rate offered may change after account is opened. Fees may reduce earnings. Dividends paid monthly on average daily balance.
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Must have a linked Kasasa Cash, Kasasa Cash Back, or Kasasa Eats checking account. Requires meeting checking qualification criteria during each Monthly Qualification Cycle (12 debit card purchases, 1 direct deposit or ACH credit, and enrollment in e-statements). Limit 1 account per tax identification number. Not for commercial purposes.
Offer: Applies to the entire average daily balance if qualifications in the linked Kasasa checking account are not met during the Monthly Qualification Cycle.
Qualified rate · 0.02% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - Alltrust Credit UnionSavings SupremeSavings · $5,000 min · 0.02%–0.05% by balance
Credit union · 4 branches
0.02%APY$2 a year on $10,000Requirements
Product: Tiered-rate savings account. Minimum balance of $5,000.00 required to open and obtain advertised APY. Dividends compounded monthly.
0.02% interest rate · Compounded monthly · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Savings Supreme Balance APY $5,000 – $10,000 0.02% $10,000 – $25,000Your amount 0.02% $25,000 – $50,000 0.02% $50,000 – $75,000 0.05% $75,000 – $100,000 0.05% $100,000 and up 0.05% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: $5 monthly fee waived by maintaining $300 daily balance, linking TD Beyond/Complete/Relationship Checking account, or for account holders age 18 or under / 62 or older. Standard APY applies to all tiers.
Offer: Standard APY for all tiers
$5 monthly fee
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Tiered variable interest rates compounded monthly. Minimum daily balance of $2,500 will waive monthly maintenance fee. No additional deposit relationship is required. May be opened with new money or funds already in a deposit account with Cape Cod 5.
Offer: Minimum daily balance to avoid monthly maintenance fees is $2,500.
Compounded monthly · Effective Oct 13, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Tiered rate structure. No monthly maintenance fees and no minimum balance required. Rate may change daily. Term DD/DW.
Offer: Applies to the first $500. $1.00 minimum balance required. Rate may change daily. Term DD/DW.
1.98% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for MyLife Savings Balance APY Up to $500 2.00% Over $500Your amountApplies to amounts over $500. 0.02% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Offer: Minimum daily balance of $10 to avoid monthly maintenance fees. Rate may change after opening. Fees could reduce earnings on accounts.
Effective Sep 29, 2026
Rate checked
More details - Fidelity BankPrimary Money MarketPrimary Money Market · $2,500 min · 0.01%–0.04% by balance
Bank · 13 branches
0.02%APY$2 a year on $10,000Requirements
Product: Maintain a minimum $2,500 daily balance to waive the $5 monthly maintenance fee.
Offer: Maintain a minimum $2,500 daily balance to waive the $5 monthly maintenance fee.
$5 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Primary Money Market Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amount 0.02% $25,000 and up 0.04% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Personal accounts only. Monthly maintenance fee of $1 is waived by maintaining a minimum $10.00 daily balance.
Offer: Minimum daily balance of $10 to earn stated APY. $1 monthly fee waived with minimum $10.00 daily balance.
$1 monthly fee · Effective Sep 29, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Higher rates earn when linked checking account meets monthly qualifications: 12 POS debit card purchases, at least 1 automatic payment/direct deposit/bill pay, and enrollment in e-statements.
Offer: Applies to all average daily balances if linked Kasasa checking account qualifications are not met.
Qualified rate · 0.02% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - New England Teamsters Federal Credit UnionRegular Shares Savings (01)Savings · $5 min
Credit union · 1 branch
0.02%APY$2 a year on $10,000Requirements
Product: Membership eligibility required. $100 deposit required to avoid the $1.00 monthly fee. Quarterly dividend frequency.
Offer: Quarterly dividend frequency. Average daily balance of $0.01 required to obtain APY. $100 deposit to avoid $1 monthly fee.
0.02% interest rate · $1 monthly fee
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: A basic savings account that establishes membership. A minimum maintained balance of $5 is required.
0.02% interest rate · Effective Aug 21, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: A basic savings account that establishes membership. A minimum maintained balance of $5 is required.
0.02% interest rate · Effective Aug 21, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Avoid the $3.00 monthly maintenance service charge by maintaining a $200 minimum daily balance during the monthly statement cycle or by setting up a recurring monthly direct deposit.
Offer: Must maintain a minimum balance of $10.00 each day of the monthly statement cycle to obtain APY. $3.00 monthly maintenance service charge assessed if daily balance falls below $200 on any day of the statement cycle and monthly recurring direct deposit is not made. Interest compounded daily and credited monthly.
0.02% interest rate · Compounded daily · $3 monthly fee · Effective Sep 30, 2024
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Massachusetts
620 accounts at 196 banks and credit unions · checked Oct 22–24
- Typical
- 0.10%
- Top 10% from
- 2.41%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Massachusetts
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 14 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches