Credit union · NCUA insured
AllCom Credit Union
A $82.7M credit union headquartered in Worcester, MA, with 3,823 members and 2 branches in Massachusetts. Best rates: CDs 4.30% and savings 1.00% APY.
AllCom Credit Union Carrot Score
84
Carrot Score
Higher than 67% of U.S. banks and credit unions
#15 of 41 in Worcester, MA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About AllCom Credit Union
Founded in 1922, AllCom Credit Union is a not-for-profit, member-owned credit union headquartered in Worcester, Massachusetts.
The institution serves individuals who live, work, or attend school in Worcester County and 23 designated communities in Middlesex County.
- Headquarters
- 36 Park Ave, Worcester, MA 01609
- NCUA charter
- 67599
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or attend school in 23 specific communities in Middlesex County are eligible for membership.
- Individuals who live, work, or attend school in Worcester County are eligible for membership.
Employers and groups
- Employees and retirees of AT&T and its divested companies, the divested Bell companies, Verizon Communications, Eversource, AllCom Credit Union, and their subsidiaries or successor companies are eligible to join.
- Employees and retirees of companies primarily engaged in the communications, gas, or electrical utility industries are eligible if the company has a place of business or employees living or working in Worcester County.
Family and household
- Family members of eligible members and anyone maintaining principal residence in the same household as a member are eligible to join.
Branches
2 branches in Massachusetts
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Massachusetts
2 branches
- AllCom Credit UnionMain office36 Park Ave, Worcester, MA 01609Directions
- Postal Branch4 E Central St, Worcester, MA 01613Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.60% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.07% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.36% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $69 | $59 | — |
- CapitalNet worth ratio16.60%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.07%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.36%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$69Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of AllCom Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.