Credit union · NCUA insured
Westport Federal Credit Union
A $82.4M credit union headquartered in Westport, MA, with 6,169 members and 1 branch in Massachusetts. Best rates: CDs 4.00% and savings 2.25% APY.
Westport Federal Credit Union Carrot Score
84
Carrot Score
Higher than 66% of U.S. banks and credit unions
#13 of 44 in Providence, RI-MA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Westport Federal Credit Union
Headquartered in Westport, Massachusetts, Westport Federal Credit Union was chartered in 1952 as the first financial institution in Westport after organizing to provide local banking services.
The credit union relocated its headquarters to Zulmira Plaza in 1965, expanded its field of membership in 2004, and serves the SouthCoast region.
- Headquarters
- 655 State Rd, Westport, MA 02790
- NCUA charter
- 7652
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, or worship in Westport, Fall River, Somerset, Swansea, New Bedford, Dartmouth, Fairhaven, Acushnet, Freetown, Little Compton, or Tiverton.
Branches
1 branch in Massachusetts
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Massachusetts
1 branch
- Main OfficeMain office655 State Rd, Westport, MA 02790Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.94% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.37% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.23% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $55 | $59 | — |
- CapitalNet worth ratio9.94%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.37%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.23%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$55Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Westport Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.