Bank · FDIC insured
Clinton Savings Bank
A $744.7M bank headquartered in Clinton, MA, with 8 branches in Massachusetts. Best rates: CDs 4.00% and savings 3.85% APY.
Clinton Savings Bank Carrot Score
86
Carrot Score
Higher than 75% of U.S. banks and credit unions
#11 of 41 in Worcester, MA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Clinton Savings Bank
Clinton Savings Bank gives back to and focuses on Central Massachusetts.
- Headquarters
- 200 Church St, Clinton, MA 01510
- FDIC certificate
- 90181 ↗
Branches
8 branches in Massachusetts
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Massachusetts
8 branches
- Clinton Savings BankMain office200 Church St, Clinton, MA 01510Directions
- Berlin Branch35 Central St, Berlin, MA 01503Directions
- Bolton Branch562 Main St, Bolton, MA 01740Directions
- Boylston Branch81 D Shrewsbury Street, Boylston, MA 01505Directions
- Tahanto Regional High School Branch1001 Main St, Boylston, MA 01505Directions
- Shrewsbury Branch200 Hartford Tpke, Shrewsbury, MA 01545Directions
- Sterling Branch1 Main St, Sterling, MA 01564Directions
- West Boylston Branch306 W Boylston St, West Boylston, MA 01583Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.65% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.50% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.35% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $89 | $81 | — |
- CapitalLeverage ratio9.65%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.50%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.35%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$89Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Clinton Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.