Credit union · NCUA insured
AllCom Credit Union Savings Rates
AllCom Credit Union’s best savings rate is 1.00% APY on $10,000, with its Basic Money Market. Rates checked October 15, 2026.
How AllCom Credit Union’s savings rates compare
Compared with banks and credit unions near Worcester, MA, where AllCom Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
AllCom Credit Union
1.00%APY
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000 a year
- $100
Basic Money Market
Top rate
Clinton Savings Bank
3.85%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $385
2nd-highest rate
Country Bank for Savings
3.60%APY
- Requires
- Another account
- Minimum
- $10
- Earns on $10,000 a year
- $360
AllCom Credit Union savings score
83
Savings score
Higher than 63% of U.S. banks and credit unions
- $1,000 balance$1,0000.02%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.50%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where AllCom Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Premium Money Market
Up to 2.00%APY
No monthly fee. Available as individual or joint account. Up to 3 transfers or withdrawals per month. Tiered dividends.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $15,000 and upTiered rate for $15,000 and above. Maximum of 3 transfers/withdrawals per month. | 1.25% | — | Tiered rate for $15,000 and above. Maximum of 3 transfers/withdrawals per month. |
| $50,000 and upTiered rate for $50,000 and above. Maximum of 3 transfers/withdrawals per month. | 1.40% | — | Tiered rate for $50,000 and above. Maximum of 3 transfers/withdrawals per month. |
| $100,000 and upTiered rate for $100,000 and above. Maximum of 3 transfers/withdrawals per month. | 1.50% | — | Tiered rate for $100,000 and above. Maximum of 3 transfers/withdrawals per month. |
| $300,000 and upTiered rate for $300,000 and above. Maximum of 3 transfers/withdrawals per month. | 2.00% | — | Tiered rate for $300,000 and above. Maximum of 3 transfers/withdrawals per month. |
Basic Money Market
1.00%APY
No monthly fee. Available as individual or joint account. Up to 6 withdrawals per month. Dividends paid monthly on average daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,000 and upMaximum of six (6) withdrawals per month. If balance drops below the minimum, no interest is earned until brought back over the minimum.$2,000 and up | 1.00% | $100 | Maximum of six (6) withdrawals per month. If balance drops below the minimum, no interest is earned until brought back over the minimum. |
Share Savings
0.02%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upRate offered may change after account is opened. Minimum $5 opening balance; minimum $25 to start earning dividends/APY.$25 and up | 0.02% | $2 | Rate offered may change after account is opened. Minimum $5 opening balance; minimum $25 to start earning dividends/APY. |
Sources (1)
- allcomcu.org/bank/savings · captured Sep 18, 2026
Special-purpose accounts
Holiday Club
0.02%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upRate offered may change after account is opened. Minimum to earn APY is $25.$25 and up | 0.02% | $2 | Rate offered may change after account is opened. Minimum to earn APY is $25. |
Sources (1)
- allcomcu.org/bank/savings · captured Sep 18, 2026
IRA Share Account
0.02%APY
Available as Traditional, Roth, or Educational IRA (Coverdell ESA). No fees, no minimum balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upRate offered may change after account is opened. Minimum to earn APY is $25. No fees, no minimum balance to open.$25 and up | 0.02% | $2 | Rate offered may change after account is opened. Minimum to earn APY is $25. No fees, no minimum balance to open. |
Vacation Club
0.02%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upRate offered may change after account is opened. Minimum to earn APY is $25.$25 and up | 0.02% | $2 | Rate offered may change after account is opened. Minimum to earn APY is $25. |
Sources (1)
- allcomcu.org/bank/savings · captured Sep 18, 2026
Who can join AllCom Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or attend school in 23 specific communities in Middlesex County are eligible for membership.
- Individuals who live, work, or attend school in Worcester County are eligible for membership.
Employers and groups
- Employees and retirees of AT&T and its divested companies, the divested Bell companies, Verizon Communications, Eversource, AllCom Credit Union, and their subsidiaries or successor companies are eligible to join.
- Employees and retirees of companies primarily engaged in the communications, gas, or electrical utility industries are eligible if the company has a place of business or employees living or working in Worcester County.
Family and household
- Family members of eligible members and anyone maintaining principal residence in the same household as a member are eligible to join.
Membership information collected October 5, 2026.