Bank · FDIC insured
Clinton Savings Bank Savings Rates
Clinton Savings Bank’s best savings rate is 3.85% APY on $10,000, with its eXPERIENCE Online Savings Account. Rates checked October 15, 2026.
How Clinton Savings Bank’s savings rates compare
Compared with banks and credit unions near Worcester, MA, where Clinton Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Clinton Savings Bank
3.85%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $385
eXPERIENCE Online Savings Account
2nd-highest rate
Country Bank for Savings
3.60%APY
- Requires
- Another account
- Minimum
- $10
- Earns on $10,000 a year
- $360
3rd-highest rate
First Tech Federal Credit Union
3.50%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $350
Clinton Savings Bank savings score
98
Savings score
Higher than 99% of U.S. banks and credit unions
- $1,000 balance$1,0003.85%
- $10,000 balance$10,0003.85%
- $100,000 balance$100,0003.85%
- QualifiedQualified3.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Clinton Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
eXPERIENCE Online Savings Account
3.85%APY
Account can only be opened online; in-person branch transactions are not allowed. Opening deposit must be funded with new money only (cannot be transferred from existing CSB account). Monthly maintenance service charge of $3.00 is waived if enrolled in eStatements.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMust maintain a minimum daily balance of $10.00 each day of the monthly statement cycle to obtain APY. Monthly service charge of $3.00 is waived with eStatements. Compounded daily and credited monthly.$10 and up | 3.85% | $385 | Must maintain a minimum daily balance of $10.00 each day of the monthly statement cycle to obtain APY. Monthly service charge of $3.00 is waived with eStatements. Compounded daily and credited monthly. |
Sources (3)
- clintonsavings.com/personal/savings
- clintonsavings.com/personal/sa…ence-online-savings.html
- clintonsavings.com/tools/rates.html
All captured Sep 18, 2026
Tiered Money Market Account
0.05%APY
To qualify for this account, you must have another checking account relationship with Clinton Savings Bank. Must maintain a daily balance of $10 or more every day of the monthly statement cycle to earn interest. Rate is variable and can change after the account is opened.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Must maintain the minimum balance each day that is required in each tier to obtain the disclosed Annual Percentage Yield. | 0.05% | — | Must maintain the minimum balance each day that is required in each tier to obtain the disclosed Annual Percentage Yield. |
| $2,500 – $10,000Must maintain the minimum balance each day that is required in each tier to obtain the disclosed Annual Percentage Yield. | 0.05% | — | Must maintain the minimum balance each day that is required in each tier to obtain the disclosed Annual Percentage Yield. |
| $10,000 – $25,000Must maintain the minimum balance each day that is required in each tier to obtain the disclosed Annual Percentage Yield. | 0.05% | $5 | Must maintain the minimum balance each day that is required in each tier to obtain the disclosed Annual Percentage Yield. |
| $25,000 – $50,000Must maintain the minimum balance each day that is required in each tier to obtain the disclosed Annual Percentage Yield. | 0.10% | — | Must maintain the minimum balance each day that is required in each tier to obtain the disclosed Annual Percentage Yield. |
| $50,000 – $100,000Must maintain the minimum balance each day that is required in each tier to obtain the disclosed Annual Percentage Yield. | 0.10% | — | Must maintain the minimum balance each day that is required in each tier to obtain the disclosed Annual Percentage Yield. |
| $100,000 and upMust maintain the minimum balance each day that is required in each tier to obtain the disclosed Annual Percentage Yield. | 0.15% | — | Must maintain the minimum balance each day that is required in each tier to obtain the disclosed Annual Percentage Yield. |
Sources (2)
All captured Sep 18, 2026
18/65 Statement Savings Account
0.02%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMust maintain a minimum of $10 in the account each day to obtain APY.$10 and up | 0.02% | $2 | Must maintain a minimum of $10 in the account each day to obtain APY. |
Sources (1)
- clintonsavings.com/tools/rates.html · captured Sep 18, 2026
Passbook Savings Account
0.02%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMust maintain a minimum of $10 in the account each day to obtain disclosed APY. Rate is variable and can change after opening.$10 and up | 0.02% | $2 | Must maintain a minimum of $10 in the account each day to obtain disclosed APY. Rate is variable and can change after opening. |
Sources (1)
- clintonsavings.com/tools/rates.html · captured Sep 18, 2026
Statement Savings Account
0.02%APY
Avoid the $3.00 monthly maintenance service charge by maintaining a $200 minimum daily balance during the monthly statement cycle or by setting up a recurring monthly direct deposit.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMust maintain a minimum balance of $10.00 each day of the monthly statement cycle to obtain APY. $3.00 monthly maintenance service charge assessed if daily balance falls below $200 on any day of the statement cycle and monthly recurring direct deposit is not made. Interest compounded daily and credited monthly.$10 and up | 0.02% | $2 | Must maintain a minimum balance of $10.00 each day of the monthly statement cycle to obtain APY. $3.00 monthly maintenance service charge assessed if daily balance falls below $200 on any day of the statement cycle and monthly recurring direct deposit is not made. Interest compounded daily and credited monthly. |
Sources (3)
- clintonsavings.com/personal/savings
- clintonsavings.com/personal/sa…s/statement-savings.html
- clintonsavings.com/tools/rates.html
All captured Sep 18, 2026
Special-purpose accounts
"Save 4" Savings Account
0.02%APY
Designed to save for special events. Funds disbursed in February, April, June, August, or November. No ATM accessibility or outgoing transfers allowed. A $15 early withdrawal fee applies if withdrawal is made outside the pre-selected time frame.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMust maintain a minimum balance of $10 each day to obtain APY. No monthly maintenance service charge. A $15 early withdrawal fee applies if withdrawal is made outside the pre-selected disbursement time frame.$10 and up | 0.02% | $2 | Must maintain a minimum balance of $10 each day to obtain APY. No monthly maintenance service charge. A $15 early withdrawal fee applies if withdrawal is made outside the pre-selected disbursement time frame. |
Sources (2)
All captured Sep 18, 2026
Get Real Statement Savings Account
0.02%APY
Available to individuals ages 14 to 25. Requires joint ownership with a parent or legal guardian for minors under 18. Automatically converts to a standard Statement Savings Account upon the tax owner turning 25 years of age.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMust maintain a minimum of $10 in the account each day to obtain APY. Must be 14 to 25 years old.$10 and up | 0.02% | $2 | Must maintain a minimum of $10 in the account each day to obtain APY. Must be 14 to 25 years old. |
Sources (2)
All captured Sep 18, 2026
Statement Savings IRA Account
0.02%APY
Traditional IRA and Roth IRA options available. $10 annual fee waived for Preferred Checking account holders. Annual contribution limits apply ($7,500 or $8,600 if age 50 or over for 2026).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMust maintain a minimum of $10 in the account each day to obtain APY. $10 annual fee waived for Preferred Checking account holders.$10 and up | 0.02% | $2 | Must maintain a minimum of $10 in the account each day to obtain APY. $10 annual fee waived for Preferred Checking account holders. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.