Compare Bank & Credit Union Rates
Best savings rates in Waterville, ME
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Waterville, ME
- 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum balance requirement of $10 to avoid service fees.
Offer: Balance in the account must be maintained each day within the tier range to obtain the disclosed APY.
0.05% interest rate
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $2,499 0.05% $2,500 – $19,999Your amount 0.10% $20,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum balance requirement of $100 to avoid service fees.
Offer: Balance in the account must be maintained each day within the tier range to obtain the disclosed APY.
0.00% interest rate
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $2,499 0.00% $2,500 – $19,999Your amount 0.10% $20,000 – $99,999 0.15% $100,000 – $249,999 0.25% $250,000 – $499,999 0.35% $500,000 and up 0.45% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Sep 25, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking. Requires $25 minimum balance to remain open / keep account open. No monthly maintenance fee.
Offer: Earned if qualifications are not met in Kasasa Cash or Kasasa Cash Back.
Qualified rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: $100 minimum balance required to earn dividends.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Member-ownership with $5 deposit.
0.05% interest rate · No monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have or open a personal checking account with Bangor Savings Bank.
Qualified rate · 0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Benefit Savings Balance APY Up to $25 0.00% Up to $1,000 0.05% $1,000 – $5,000 0.05% $5,000 – $25,000Your amount 0.05% $25,000 and up 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: For customers who do not have a Bangor Savings Bank checking account. Fiduciary version available.
0.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $25 0.00% Up to $1,000 0.05% $1,000 – $5,000 0.05% $5,000 – $25,000Your amount 0.05% $25,000 and up 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Earn monthly dividends on balances over $100.00. Borrow against your Share Account at a reasonable rate.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Linked to free Kasasa Cash or Kasasa Cash Back checking account. Free eStatements enrollment is a minimum requirement. Qualifying cycle requirements in attached checking: at least 12 debit card purchases and log into online banking at least once a month.
Offer: When Kasasa Cash checking qualifications are met.
Qualified rate · No monthly fee · Effective Sep 18, 2021
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $10,000 0.50% $10,000 and upYour amountWhen Kasasa Cash checking qualifications are met; 0.05%* Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Average daily balance used for dividend calculation. Must maintain minimum balance of $5 to avoid fee and earn stated APY. Max 6 preauthorized transfers per month.
Offer: Dividends compounded and credited monthly. Min opening balance $5. Min balance for no fee $5.
0.00% interest rate · Effective Mar 27, 2025
Rate by balance
Rate by balance for Savings Balance APY Up to $100 0.00% $100 – $1,000 0.05% $1,000 – $5,000 0.05% $5,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.05% $100,000 and up 0.05% Rate checked
More details - Camden National BankPromise Savings AccountSavings · $25 min · 0.02%–0.05% by balance
Bank · 2 branches
0.03%APY$3 a year on $10,000Requirements
Product: No monthly service fee. Minimum opening deposit of $25.
Offer: Must maintain the minimum balance of the tier in the account each day in order to receive the disclosed APY.
0.02% interest rate · No monthly fee · Effective Jun 9, 2026
Rate by balance
Rate by balance for Promise Savings Account Balance APY Up to $5,000 0.02% $5,000 – $25,000Your amount 0.03% $25,000 – $100,000 0.03% $100,000 and up 0.05% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: $5 monthly fee waived by maintaining $300 daily balance, linking TD Beyond/Complete/Relationship Checking account, or for account holders age 18 or under / 62 or older. Standard APY applies to all tiers.
Offer: Standard APY for all tiers
$5 monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Designed to be held alongside a KeyBank personal checking account. Monthly maintenance fee of $4.00 is waived if the account holder owns a KeyBank consumer checking account (including KeyBank Hassle-Free Account). Variable rate applies to the entire balance.
Offer: Rate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account).
0.01% interest rate · $4 monthly fee · Effective Sep 30, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Waterville, ME
33 accounts at 10 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.02%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.45%
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Augusta, ME metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Trademark Federal Credit UnionCredit union · 1 branch
- Northeast BankBank · 1 branch
- University Credit UnionCredit union · 1 branch