Bank · FDIC insured
Kennebec Savings Bank Savings Rates
Kennebec Savings Bank’s best savings rate is 0.10% APY on $10,000, with its Premier Savings. Rates checked October 22, 2026.
How Kennebec Savings Bank’s savings rates compare
Compared with banks and credit unions near Augusta, ME, where Kennebec Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Kennebec Savings Bank
0.10%APY
- Requires
- None
- Minimum
- $10
- Earns on $10,000 a year
- $10
Statement Savings
Top rate
Northeast Bank
3.50%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $350
2nd-highest rate
Camden National Bank
2.65%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $265
Kennebec Savings Bank savings score
65
Savings score
Higher than 15% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Kennebec Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Premier Money Market
0.00%APY
Minimum balance requirement of $20,000 to avoid service fees.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $19,999 | 0.00% | $0 |
| $20,000 – $99,999 | 0.50% | — |
| $100,000 – $249,999 | 0.75% | — |
| $250,000 – $499,999 | 1.10% | — |
| $500,000 – $999,999 | 1.40% | — |
| $1,000,000 and up | 2.55% | — |
Sources (2)
All captured Oct 4, 2026
Premier Savings
0.10%APY
Minimum balance requirement of $100 to avoid service fees.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499Balance in the account must be maintained each day within the tier range to obtain the disclosed APY. | 0.00% | — | Balance in the account must be maintained each day within the tier range to obtain the disclosed APY. |
| $2,500 – $19,999Balance in the account must be maintained each day within the tier range to obtain the disclosed APY. | 0.10% | $10 | Balance in the account must be maintained each day within the tier range to obtain the disclosed APY. |
| $20,000 – $99,999Balance in the account must be maintained each day within the tier range to obtain the disclosed APY. | 0.15% | — | Balance in the account must be maintained each day within the tier range to obtain the disclosed APY. |
| $100,000 – $249,999Tier 4: $100,000 - $249,999 | 0.25% | — | Tier 4: $100,000 - $249,999 |
| $250,000 – $499,999Tier 5: $250,000 - $499,999 | 0.35% | — | Tier 5: $250,000 - $499,999 |
| $500,000 and upBalance in the account must be maintained each day within the tier range to obtain the disclosed APY. | 0.45% | — | Balance in the account must be maintained each day within the tier range to obtain the disclosed APY. |
Sources (2)
All captured Oct 4, 2026
Statement Savings
0.10%APY
Minimum balance requirement of $10 to avoid service fees.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499Balance in the account must be maintained each day within the tier range to obtain the disclosed APY. | 0.05% | — | Balance in the account must be maintained each day within the tier range to obtain the disclosed APY. |
| $2,500 – $19,999Balance in the account must be maintained each day within the tier range to obtain the disclosed APY. | 0.10% | $10 | Balance in the account must be maintained each day within the tier range to obtain the disclosed APY. |
| $20,000 and upBalance in the account must be maintained each day within the tier range to obtain the disclosed APY. | 0.20% | — | Balance in the account must be maintained each day within the tier range to obtain the disclosed APY. |
Sources (2)
All captured Oct 4, 2026
Special-purpose accounts
HSA Savings
0.10%APY
Available to people enrolled in certain health plans such as High-Deductible Health Plans (HDHPs). No regular service fees for you or your employer.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499Balance in the account must be maintained each day within the tier range to obtain the disclosed APY. | 0.05% | — | Balance in the account must be maintained each day within the tier range to obtain the disclosed APY. |
| $2,500 – $19,999Balance in the account must be maintained each day within the tier range to obtain the disclosed APY. | 0.10% | $10 | Balance in the account must be maintained each day within the tier range to obtain the disclosed APY. |
| $20,000 and upBalance in the account must be maintained each day within the tier range to obtain the disclosed APY. | 1.50% | — | Balance in the account must be maintained each day within the tier range to obtain the disclosed APY. |
Sources (2)
All captured Oct 4, 2026
Premier IRA Savings
0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499Balance in the account must be maintained each day within the tier range to obtain the disclosed APY. | 0.05% | — | Balance in the account must be maintained each day within the tier range to obtain the disclosed APY. |
| $2,500 – $49,999Balance in the account must be maintained each day within the tier range to obtain the disclosed APY. | 0.15% | $15 | Balance in the account must be maintained each day within the tier range to obtain the disclosed APY. |
| $50,000 – $99,999Balance in the account must be maintained each day within the tier range to obtain the disclosed APY. | 0.20% | — | Balance in the account must be maintained each day within the tier range to obtain the disclosed APY. |
| $100,000 – $249,999Balance in the account must be maintained each day within the tier range to obtain the disclosed APY. | 0.25% | — | Balance in the account must be maintained each day within the tier range to obtain the disclosed APY. |
| $250,000 and upBalance in the account must be maintained each day within the tier range to obtain the disclosed APY. | 0.35% | — | Balance in the account must be maintained each day within the tier range to obtain the disclosed APY. |
Sources (2)
All captured Oct 4, 2026
12 Month Club Savings
0.25%APY · 1 term
Set your own maturity date, transfer amount, and frequency. No interest paid prior to maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsNo interest paid prior to maturity | 0.25% | $25 |
Sources (2)
All captured Oct 4, 2026
6 Month Club Savings
0.20%APY · 1 term
Set your own maturity date, transfer amount, and frequency. No interest paid prior to maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsNo interest paid prior to maturity | 0.20% | $10 |
Sources (2)
All captured Oct 4, 2026
Kids Savings
0.20%APY
Available for young people from birth to age 17. Converts to Statement Savings account at age 18.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (2)
All captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.