Bank · FDIC insured
KeyBank Savings Rates
KeyBank’s best savings rate is 0.01% APY on $10,000, with its Key Active Saver. Rates checked September 30, 2026.
How KeyBank’s savings rates compare
Compared with banks and credit unions near Seattle, WA, where KeyBank has the most branches. $10,000, best rate first.
This bank’s best
KeyBank
0.01%APY
- Requires
- None
- Minimum
- $10
- Earns on $10,000 a year
- $1
Key Active Saver
Top rate
Peak Credit Union
5.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
KeyBank savings score
60
Savings score
Higher than 0% of U.S. banks and credit unions
By balance
- $1,000 balance$1,0000.01%
- $10,000 balance$10,0000.01%
- $100,000 balance$100,0000.01%
- QualifiedQualified0.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where KeyBank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Key Active Saver
0.01%APY
Designed to be held alongside a KeyBank personal checking account. Monthly maintenance fee of $4.00 is waived if the account holder owns a KeyBank consumer checking account (including KeyBank Hassle-Free Account). Variable rate applies to the entire balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Rate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account). | 0.01% | — | Rate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account). |
| $2,500 – $5,000Rate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account). | 0.01% | — | Rate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account). |
| $5,000 – $10,000Rate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account). | 0.01% | — | Rate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account). |
| $10,000 – $25,000Rate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account). | 0.01% | $1 | Rate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account). |
| $25,000 – $50,000Rate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account). | 0.01% | — | Rate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account). |
| $50,000 – $100,000Rate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account). | 0.01% | — | Rate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account). |
| $100,000 – $250,000Rate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account). | 0.01% | — | Rate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account). |
| $250,000 – $500,000Rate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account). | 0.01% | — | Rate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account). |
| $500,000 – $1,000,000Rate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account). | 0.01% | — | Rate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account). |
| $1,000,000 and upRate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account). | 0.01% | — | Rate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account). |
Sources (1)
- onlinea.key.com/uap/SvltKdd · captured Sep 30, 2026
Special-purpose accounts
Key4Kids
0.01%APY
The custodian on the Key4Kids account must have another KeyBank NA deposit or credit product to open. Automatically converts to a Key Saver account on the first statement cycle after the child's 18th birthday under the custodian's ownership, subject to Key Saver service charges. Only the custodian can close the account and release funds.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Custodian must maintain another KeyBank deposit or credit product. Variable rate applies to entire balance. | 0.01% | — | Custodian must maintain another KeyBank deposit or credit product. Variable rate applies to entire balance. |
| $2,500 – $5,000Custodian must maintain another KeyBank deposit or credit product. Variable rate applies to entire balance. | 0.01% | — | Custodian must maintain another KeyBank deposit or credit product. Variable rate applies to entire balance. |
| $5,000 – $10,000Custodian must maintain another KeyBank deposit or credit product. Variable rate applies to entire balance. | 0.01% | — | Custodian must maintain another KeyBank deposit or credit product. Variable rate applies to entire balance. |
| $10,000 – $25,000Custodian must maintain another KeyBank deposit or credit product. Variable rate applies to entire balance. | 0.01% | $1 | Custodian must maintain another KeyBank deposit or credit product. Variable rate applies to entire balance. |
| $25,000 – $50,000Custodian must maintain another KeyBank deposit or credit product. Variable rate applies to entire balance. | 0.01% | — | Custodian must maintain another KeyBank deposit or credit product. Variable rate applies to entire balance. |
| $50,000 – $100,000Custodian must maintain another KeyBank deposit or credit product. Variable rate applies to entire balance. | 0.01% | — | Custodian must maintain another KeyBank deposit or credit product. Variable rate applies to entire balance. |
| $100,000 – $250,000Custodian must maintain another KeyBank deposit or credit product. Variable rate applies to entire balance. | 0.01% | — | Custodian must maintain another KeyBank deposit or credit product. Variable rate applies to entire balance. |
| $250,000 – $500,000Custodian must maintain another KeyBank deposit or credit product. Variable rate applies to entire balance. | 0.01% | — | Custodian must maintain another KeyBank deposit or credit product. Variable rate applies to entire balance. |
| $500,000 – $1,000,000Custodian must maintain another KeyBank deposit or credit product. Variable rate applies to entire balance. | 0.01% | — | Custodian must maintain another KeyBank deposit or credit product. Variable rate applies to entire balance. |
| $1,000,000 and upCustodian must maintain another KeyBank deposit or credit product. Variable rate applies to entire balance. | 0.01% | — | Custodian must maintain another KeyBank deposit or credit product. Variable rate applies to entire balance. |
Sources (1)
- onlinea.key.com/uap/SvltKdd · captured Sep 30, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.