Bank · FDIC insured
Northeast Bank
Top CarrotA $5.2B bank, the 278th largest of 4,207, headquartered in Portland, ME, with 7 branches in Maine. Best rates: CDs 4.40% and savings 3.50% APY.
Northeast Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 94% of U.S. banks and credit unions
#3 of 39 in Portland, ME metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Northeast Bank
Northeast Bank operates as a national commercial real estate and Small Business Administration (SBA) lender, originating and acquiring commercial real estate loans nationwide.
- Headquarters
- 27 Pearl St, Portland, ME 04101
- FDIC certificate
- 19690 ↗
Branches
7 branches in Maine
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Maine
7 branches
Lewiston area · 2
- Auburn Branch836 Center Street, Auburn, ME 04210Directions
- Poland Branch1399 Maine St, Poland, ME 04274Directions
Portland area · 2
- 186 Main Street Branch186 Maine St, Brunswick, ME 04011Directions
- Portland Branch27 Pearl St, Portland, ME 04101Directions
Augusta area · 1
- Augusta Branch235 Western Ave, Augusta, ME 04330Directions
Bethel area · 1
- Bethel Branch11 Main St, Bethel, ME 04217Directions
South Paris area · 1
- Oxford Hill Branch235 Main St, South Paris, ME 04281Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.90% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.55% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 2.53% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $123 | $88 | — |
- CapitalLeverage ratio11.90%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.55%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets2.53%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$123Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Northeast Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.