Compare Bank & Credit Union Rates
Best savings rates in Louisiana
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Louisiana
- Essential Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.40%–3.60% by balance
Credit union · 6 branches
0.60%APY$60 a year on $10,000Requirements
Product: Tiered rate account; once a particular balance range is met, the dividend rate and APY for that balance range apply to the full balance of the account. Dividends compounded monthly and credited monthly (calendar). Average Daily Balance method used to calculate dividends. Minimum opening deposit of $1,000.00. Minimum balance to avoid a service fee and earn the stated APY is $1,000.00. Requires membership share of $5.00.
0.40% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000 0.40% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 1.00% $50,000 – $349,999 1.10% $350,000 and up 3.60% Rate checked
More details - CSE Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.55%–0.85% by balance
Credit union · 5 branches
0.60%APY$60 a year on $10,000Requirements
Product: Designed for larger savings flexibility without tying money up in certificates. Membership and eligibility required. Six withdrawals allowed per month.
Offer: Dividend period: Monthly (Calendar). Balance calculation method: Average Daily Balance. Minimum balance to avoid a service fee: $2,500.00. Minimum balance to earn stated APY: $2,500.00.
0.55% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 0.55% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.65% $50,000 – $100,000 0.75% $100,000 and up 0.85% Rate checked
More details - 0.60%APY$60 a year on $10,000with conditions
Requirements
Product: Requires an Interest Checking Combo Account with identical ownership. No monthly maintenance service charge. $4.85 monthly paper statement fee waived if average month to date balance is $5,000 or greater, OR average month to date balance is $25,000 or greater in qualifying deposits, OR account is set up for eStatements.
Offer: Qualifications met in Interest Checking Combo Account: at least 12 debit card transactions post and settle per qualification cycle (excluding ATM transactions, POS refunds, internal transfers), and at least one automatic payment (ACH), Gulf Coast Bank bill payment, or direct deposit post and settle per statement cycle.
Qualified rate · 0.60% interest rate · No monthly fee
Rate checked
More details - IRFCUMoney Market AccountMoney Market Account · $2,500 min · 0.50%–0.85% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Earns dividends monthly; minimum balance requirement of $2,500.00.
Offer: Compounded monthly
0.50% interest rate · Compounded monthly · Effective Jan 1, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $9,999 0.50% $10,000 – $19,999Your amount 0.60% $20,000 – $49,999 0.70% $50,000 – $99,999 0.75% $100,000 and up 0.85% Rate checked
More details - University of Louisiana FCUSuper SaverSavings · $2,500 min · 0.45%–0.75% by balance
Credit union · 3 branches
0.55%APY$55 a year on $10,000Requirements
Product: Must qualify for ULFCU membership. $2,500 minimum balance to maintain account.
Offer: Tier balance $2,500.00 - $7,500.00 to earn dividends. No monthly service fee.
0.45% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Super Saver Balance APY $2,500 – $7,500 0.45% $7,501 – $25,001Your amount 0.55% $25,001 and up 0.75% Rate checked
More details - 0.55%APY$55 a year on $10,000with conditions
Requirements
Product: Available to military customers. Requires a Military Advanced Checking account with a minimum automatic funds transfer of $25.00 to keep active. Variable rate subject to change. Limit one account per individual. Reverts to regular savings if requirements are not maintained. 3 free withdrawals per quarter, then $1.50 per withdrawal. $6.50 fee per cycle if daily balance falls below $100.00.
Offer: Tier One: Balances up to $25,000. $5 minimum deposit to open. Variable rate.
Qualified rate · 0.55% interest rate
Rate by balance
Rate by balance for Military Smart Savers Plan Balance APY Up to $25,000Your amount 0.55% $25,001 – $50,000 0.65% $50,000 and up 0.75% Rate checked
More details - Gulf Coast Bank & TrustSelect Money MarketSelect Money Market · $20 min · 0.50%–3.55% by balance
Bank · 20 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: A minimum deposit of $20 is required to open account. A Select Checking account is required; owner(s) of Select Checking and Select Money Market accounts must be the same. No monthly maintenance service cycle charge.
Offer: Requires Select Checking account.
Qualified rate · 0.50% interest rate · No monthly fee
Rate by balance
Rate by balance for Select Money Market Balance APY Up to $100,000Your amount 0.50% $100,000 – $250,000 0.70% $250,000 – $1,000,000 0.85% $1,000,000 – $1,500,000 3.44% $1,500,000 and up 3.55% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Paired with ZydeCash Checking. Average Daily Balance used to calculate interest. Limited to one account per Social Security number.
Offer: Base rate applied to all balances if monthly qualifications are not met on ZydeCash Checking.
Qualified rate · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for ZydeCash Savings Balance APY Any balance 0.05% Up to $30,000Your amountQualifying rate tier when qualifications are met during monthly qualification cycle on ZydeCash Checking (12 debit card purchases, at least 1 direct deposit or automatic payment, e-statements online, personal online or mobile banking access). 0.50% Over $30,000 0.15% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Credit Human membership begins with an account designed to get you saving. All it takes is a $5 deposit to get started and maintain ownership share. Four free withdrawals per month, $2 fee per withdrawal after that; unlimited free withdrawals with balance of $1,500 or more.
Offer: Dividends paid quarterly on daily balances of $100 or more.
0.50% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - Tangipahoa Parish Teachers’ Credit UnionShare and Special Savings AccountsSavings · $25 min
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Must be a TPTCU member or eligible to become one. Maximum deposit of all accounts combined per member per year is $15,000.00. If closed before dividends are credited, accrued dividends will not be received.
Offer: Minimum balance for share accounts is $25.00. Dividends are calculated based on average daily balance for the quarter and posted quarterly.
0.50% interest rate
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Membership is open to individuals who live, work, worship, or attend school in Lafayette, Iberia, Acadia, St. Martin, Beauregard, Calcasieu, Cameron, Jefferson Davis, St. Landry, St. Mary, or Vermilion parishes; immediate family members of current members; or close personal relatives (spouses, parents, grandparents, children, grandchildren, and siblings) once a member has opened an account.
0.50% interest rate
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Offer: No service charge if $100 minimum daily balance is maintained ($5.95 if daily balance falls below $100.00). Interest compounded quarterly.
0.50% interest rate · Compounded quarterly · $5.95 monthly fee
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Variable rate account. Dividends earned are posted monthly. Rates may change at any time as determined by the credit union Board of Directors. Membership requires eligibility within the field of membership.
Offer: Variable rate account; dividends posted monthly. Minimum share deposit of $25 in cash required at membership enrollment.
0.50% interest rate · Effective Feb 1, 2023
Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Links to High Yield Spend Checking account. To earn higher rate tiers, must meet monthly qualification cycle requirements in High Yield Spend: at least 12 debit card purchases, enrolled in and agree to receive eStatements, and enrolled in and log into online banking.
Offer: When qualifications are met in High Yield Spend account.
Qualified rate · 0.50% interest rate · No monthly fee · Effective Aug 7, 2026
Rate by balance
Rate by balance for Saver Balance APY Up to $50,000Your amount 0.50% $50,000 and up 0.25% Rate checked
More details - Xplore Federal Credit UnionFlex Fund Money Market AccountFlex Fund Money Market Account · $2,000 min · 0.00%–1.50% by balance
Credit union · 4 branches
0.50%APY$50 a year on $10,000Requirements
Product: Tiered rates where higher balances earn higher rates. Includes direct check writing, unlimited withdrawals, and no monthly service fee. Compounded daily, credited monthly.
Offer: Compounded daily, credited monthly.
Compounded daily · No monthly fee · Effective Aug 7, 2026
Rate by balance
Rate by balance for Flex Fund Money Market Account Balance APY Up to $2,000 0.00% $2,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.75% $50,000 – $100,000 1.00% $100,000 – $250,000 1.25% $250,000 and up 1.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Louisiana
234 accounts at 106 banks and credit unions · checked Oct 16–22
- Typical
- 0.21%
- Top 10% from
- 2.50%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Louisiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Post Office Employees Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 25 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 9 branches