Credit union · NCUA insured
CSE Federal Credit Union Savings Rates
CSE Federal Credit Union’s best savings rate is 0.60% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How CSE Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Lake Charles, LA, where CSE Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
CSE Federal Credit Union
0.60%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $60
Money Market Account
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Home Bank
3.04%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $304
CSE Federal Credit Union savings score
80
Savings score
Higher than 52% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0000.85%
- QualifiedQualified0.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CSE Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.60%APY
Designed for larger savings flexibility without tying money up in certificates. Membership and eligibility required. Six withdrawals allowed per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000Dividend period: Monthly (Calendar). Balance calculation method: Average Daily Balance. Minimum balance to avoid a service fee: $2,500.00. Minimum balance to earn stated APY: $2,500.00. | 0.55% | — | Dividend period: Monthly (Calendar). Balance calculation method: Average Daily Balance. Minimum balance to avoid a service fee: $2,500.00. Minimum balance to earn stated APY: $2,500.00. |
| $10,000 – $25,000Dividend period: Monthly (Calendar). Balance calculation method: Average Daily Balance. Minimum balance to avoid a service fee: $2,500.00. Minimum balance to earn stated APY: $10,000.00. | 0.60% | $60 | Dividend period: Monthly (Calendar). Balance calculation method: Average Daily Balance. Minimum balance to avoid a service fee: $2,500.00. Minimum balance to earn stated APY: $10,000.00. |
| $25,000 – $50,000Dividend period: Monthly (Calendar). Balance calculation method: Average Daily Balance. Minimum balance to avoid a service fee: $2,500.00. Minimum balance to earn stated APY: $25,000.00. | 0.65% | — | Dividend period: Monthly (Calendar). Balance calculation method: Average Daily Balance. Minimum balance to avoid a service fee: $2,500.00. Minimum balance to earn stated APY: $25,000.00. |
| $50,000 – $100,000Dividend period: Monthly (Calendar). Balance calculation method: Average Daily Balance. Minimum balance to avoid a service fee: $2,500.00. Minimum balance to earn stated APY: $50,000.00. | 0.75% | — | Dividend period: Monthly (Calendar). Balance calculation method: Average Daily Balance. Minimum balance to avoid a service fee: $2,500.00. Minimum balance to earn stated APY: $50,000.00. |
| $100,000 and upDividend period: Monthly (Calendar). Balance calculation method: Average Daily Balance. Minimum balance to avoid a service fee: $2,500.00. Minimum balance to earn stated APY: $100,000.00. | 0.85% | — | Dividend period: Monthly (Calendar). Balance calculation method: Average Daily Balance. Minimum balance to avoid a service fee: $2,500.00. Minimum balance to earn stated APY: $100,000.00. |
Payable-on-Death Savings
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.10% | $10 |
Sources (1)
- csefcu.org/rates · captured Oct 5, 2026
Share Savings
0.10%APY
Membership eligibility required. Unlimited in-person withdrawals. Comes with Visa Debit Card for ATM access only.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upEarn dividends on a monthly balance of $5.00 or more.$5 and up | 0.10% | $10 | Earn dividends on a monthly balance of $5.00 or more. |
Special-purpose accounts
IRA Savings
0.30%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upDividend period is Monthly (Calendar).$25 and up | 0.30% | $30 | Dividend period is Monthly (Calendar). |
Sources (3)
All captured Oct 5, 2026
Christmas Club
0.10%APY
$25.00 to open and maintain the account. No minimum monthly deposit. Earns monthly compounded dividends. Funds are distributed in October.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance to avoid a service fee is $25.00.$25 and up | 0.10% | $10 | Minimum balance to avoid a service fee is $25.00. |
Teen Savings
0.10%APY
For anyone between 10 and 17 years of age. Completely accessible by teen while allowing adult to monitor transactions. Account automatically switches to regular share account once member reaches 18 years of age. Must have teen's social security card present to open.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMust hold a minimum balance of $5.00 to earn dividends. Eligible for a $1,000.00 Scholarship Award.$5 and up | 0.10% | $10 | Must hold a minimum balance of $5.00 to earn dividends. Eligible for a $1,000.00 Scholarship Award. |
UTMA Savings
0.10%APY
Exclusively for ages 17 and younger. Earns monthly compounded dividends. Eligible for a $1,000.00 Scholarship Award. Babies from birth to 12 months are eligible for Babies on Us program covering initial $5.00 opening deposit.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upFor ages 17 and younger. No service fee or minimum balance required to maintain account.$5 and up | 0.10% | $10 | For ages 17 and younger. No service fee or minimum balance required to maintain account. |
Who can join CSE Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, regularly conduct business in, worship, attend school in, volunteer in the community, and businesses and other legal entities in Allen, Beauregard, Calcasieu, Cameron, Jefferson Davis, or Vernon Parishes, Louisiana.
Employers and groups
- Membership is open to employees of CSE Business Partners.
Family and household
- Membership is open to immediate family of current CSE members (limited to spouses, children, stepchildren, parents, grandparents, grandchildren, siblings), regardless of where those family members live.
- Membership is open to current CSE members' household residents (persons living in the same residence maintaining a single economic unit).
- Membership is open to spouses of persons who died while within CSE's field of membership.
Other ways
- Membership is open to organizations of eligible persons.
Membership information collected October 5, 2026.