Credit union · NCUA insured
University of Louisiana FCU
A $62.6M credit union headquartered in Lafayette, LA, with 6,457 members and 3 branches in Louisiana. Best rates: CDs 3.50% and savings 0.55% APY.
University of Louisiana FCU Carrot Score
76
Carrot Score
Higher than 42% of U.S. banks and credit unions
#10 of 19 in Lafayette, LA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About University of Louisiana FCU
University of Louisiana FCU is a Community Development Financial Institution headquartered in Lafayette, Louisiana.
- Headquarters
- 805 Bertrand Dr, Lafayette, LA 70506
- NCUA charter
- 12570
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Membership is available to faculty, staff, and current students of South Louisiana Community College.
- Membership is available to faculty, staff, current students, and alumni of University of Louisiana at Lafayette.
Family and household
- Membership is open to immediate family members of existing UL Federal Credit Union members, including children (adopted and stepchildren), siblings, parents, grandparents, and grandchildren.
Other ways
- Individuals not eligible through other affiliations may qualify for membership by becoming a UL Lafayette Alumni Association Donor with a one-time gift to the Alumni Association Loyalty Fund.
Cost to join
- An opening deposit requires a $5 one-time membership fee.
- An opening deposit includes a $5 minimum deposit / share value that must remain on deposit for the duration of membership.
Branches
3 branches in Louisiana
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Louisiana
3 branches
- Main Branch- 805 Bertrand DrMain office805 Bertrand Dr, Lafayette, LA 70506Directions
- Campus Branch - 619 McKinley St619 McKinley St Ste 101, Lafayette, LA 70503Directions
- First Pioneers Federal Credit Union2235 S College Rd, Lafayette, LA 70508Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.39% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.99% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.01% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $71 | $59 | — |
- CapitalNet worth ratio11.39%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.99%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.01%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$71Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of University of Louisiana FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.