Credit union · NCUA insured
University of Louisiana FCU Savings Rates
University of Louisiana FCU’s best savings rate is 0.55% APY on $10,000, with its Super Saver. Rates checked October 16, 2026.
How University of Louisiana FCU’s savings rates compare
Compared with banks and credit unions near Lafayette, LA, where University of Louisiana FCU has the most branches. $10,000, best rate first.
This credit union’s best
University of Louisiana FCU
0.55%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $55
Super Saver
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Home Bank
3.04%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $304
University of Louisiana FCU savings score
80
Savings score
Higher than 53% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.55%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where University of Louisiana FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Super Saver
0.55%APY
Must qualify for ULFCU membership. $2,500 minimum balance to maintain account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $7,500Tier balance $2,500.00 - $7,500.00 to earn dividends. No monthly service fee. | 0.45% | — | Tier balance $2,500.00 - $7,500.00 to earn dividends. No monthly service fee. |
| $7,501 – $25,001Tier balance $7,501.00 - $25,000.99 to earn dividends. No monthly service fee. | 0.55% | $55 | Tier balance $7,501.00 - $25,000.99 to earn dividends. No monthly service fee. |
| $25,001 and upTier balance $25,001.00 and more to earn dividends. No monthly service fee. | 0.75% | — | Tier balance $25,001.00 and more to earn dividends. No monthly service fee. |
Cypress Saver
0.25%APY
Must qualify for ULFCU membership. Available when you open a Cypress Rewards Cash Checking Account; rewards earned are swept automatically into this account. $5 minimum balance to maintain. Withdraw for free up to twice a month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn dividends is $100.00. No monthly service fee.$100 and up | 0.25% | $25 | Minimum balance to earn dividends is $100.00. No monthly service fee. |
Regular Share Savings
0.25%APY
Must qualify for ULFCU membership. $5 one-time membership fee (stays on hold in the account for the lifetime of the membership). $5 minimum balance to maintain account. Withdraw for free up to twice a month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn dividends is $100.00. No monthly service fee.$100 and up | 0.25% | $25 | Minimum balance to earn dividends is $100.00. No monthly service fee. |
Special-purpose accounts
Coverdell Education Savings Account
0.50%APY
Must qualify for ULFCU membership. For children under 18; deposit up to $2,000 per year for each child under 18; funds must be withdrawn by age 30. No minimum balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upMinimum balance to earn dividends is $1.00. No monthly service fees.$1 and up | 0.50% | $50 | Minimum balance to earn dividends is $1.00. No monthly service fees. |
IRA Traditional or Roth Savings Account
0.50%APY
Must qualify for ULFCU membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upMinimum balance to earn dividends is $1.00. Traditional or Roth IRA savings account.$1 and up | 0.50% | $50 | Minimum balance to earn dividends is $1.00. Traditional or Roth IRA savings account. |
Christmas Club
0.25%APY
Must qualify for ULFCU membership. Account balance is automatically deposited into your Regular Share Savings Account on October 1 annually. $5 minimum balance to maintain. Early withdrawal fee applies.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn dividends is $100.00. No monthly service fee.$100 and up | 0.25% | $25 | Minimum balance to earn dividends is $100.00. No monthly service fee. |
Vacation Club
0.25%APY
Must qualify for ULFCU membership. $5 minimum balance to maintain. No withdrawal limits.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn dividends is $100.00. No monthly service fee.$100 and up | 0.25% | $25 | Minimum balance to earn dividends is $100.00. No monthly service fee. |
Who can join University of Louisiana FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Membership is available to faculty, staff, and current students of South Louisiana Community College.
- Membership is available to faculty, staff, current students, and alumni of University of Louisiana at Lafayette.
Family and household
- Membership is open to immediate family members of existing UL Federal Credit Union members, including children (adopted and stepchildren), siblings, parents, grandparents, and grandchildren.
Other ways
- Individuals not eligible through other affiliations may qualify for membership by becoming a UL Lafayette Alumni Association Donor with a one-time gift to the Alumni Association Loyalty Fund.
Cost to join
- An opening deposit requires a $5 one-time membership fee.
- An opening deposit includes a $5 minimum deposit / share value that must remain on deposit for the duration of membership.
Membership information collected October 5, 2026.