Credit union · NCUA insured
First Pioneers FCU Savings Rates
First Pioneers FCU’s best savings rate is 0.50% APY on $10,000, with its L’Argent Money Market. Rates checked October 16, 2026.
How First Pioneers FCU’s savings rates compare
Compared with banks and credit unions near Lafayette, LA, where First Pioneers FCU has the most branches. $10,000, best rate first.
This credit union’s best
First Pioneers FCU
0.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $50
L’Argent Money Market
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Home Bank
3.04%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $304
First Pioneers FCU savings score
79
Savings score
Higher than 48% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Pioneers FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
L’Argent Money Market
0.50%APY
Membership is open to individuals who live, work, worship, or attend school in Lafayette, Iberia, Acadia, St. Martin, Beauregard, Calcasieu, Cameron, Jefferson Davis, St. Landry, St. Mary, or Vermilion parishes; immediate family members of current members; or close personal relatives (spouses, parents, grandparents, children, grandchildren, and siblings) once a member has opened an account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 – $10,000 | 0.50% | $50 |
| $10,000 – $25,000 | 0.50% | $50 |
| $25,000 and up | 0.50% | — |
Sources (1)
- firstpioneers.com/checking · captured Sep 24, 2026
Regular Shares
0.25%APY
Basic account for membership. Requires a $5 minimum balance on deposit to be a member in good standing. Available to eligible members who live, work, worship, or attend school in designated parishes or immediate family members.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.25% | $25 |
Sources (3)
All captured Sep 18, 2026
Special-purpose accounts
Explorer Club Savings
0.50%APY
Minor Account; Ages 0-17
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $3,000Rate for Balances Under $3,000 | 3.80% | — | Rate for Balances Under $3,000 |
| $3,000 and upBalances over $3000 earn Regular Savings Rate | 0.50% | $50 | Balances over $3000 earn Regular Savings Rate |
Christmas Club
0.25%APY
Funds are deposited into regular savings account on the first business day of November.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePays the same interest rate as regular savings.Any balance | 0.25% | $25 | Pays the same interest rate as regular savings. |
Special Shares/Vacation Club
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (1)
- firstpioneers.com/rates · captured Sep 18, 2026
Who can join First Pioneers FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in Acadia, Beauregard, Calcasieu, Cameron, Iberia, Jefferson Davis, Lafayette, St. Landry, St. Martin, St. Mary, or Vermilion Parishes.
Employers and groups
- Employees or members of 70 Select Employee Groups (SEGs) served by the credit union.
Family and household
- Immediate family members of current First Pioneers FCU members, defined as parents, children, grandchildren, and siblings.
Membership information collected October 5, 2026.