Credit union · NCUA insured
Kraftman Federal Credit Union
Top CarrotA $141.9M credit union headquartered in Bastrop, LA, with 6,682 members and 2 branches in Louisiana. Best rates: CDs 4.07% and savings 0.50% APY.
Kraftman Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 79% of U.S. banks and credit unions
#2 of 12 in Monroe, LA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Kraftman Federal Credit Union
- Headquarters
- 805 E Cypress Ave, Bastrop, LA 71220-3912
- NCUA charter
- 8530
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, worship, work (or regularly conduct business in), or attend school in, and businesses and other legal entities located in East Carroll, Lincoln, Madison, Morehouse, Ouachita, Richland, Union, or West Carroll Parish, Louisiana; Ashley County, Arkansas are eligible for membership.
Employers and groups
- Employees of the credit union are eligible for membership.
Family and household
- Members of the immediate family or household of eligible persons are eligible for membership.
Other ways
- Organizations of such persons within the field of membership are eligible for membership.
- Spouses of persons who died while within the field of membership of the credit union are eligible for membership.
- Volunteers in the community are eligible for membership.
Cost to join
- A minimum share deposit of $25 (cash) is required for membership enrollment.
Branches
2 branches in Louisiana
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Louisiana
2 branches
- Kraftman Federal Credit UnionMain office805 E Cypress Ave, Bastrop, LA 71220Directions
- Hwy 165 Branch8737 Hwy 165 N, Monroe, LA 71203Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.60% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.97% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.42% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $38 | $76 | — |
- CapitalNet worth ratio14.60%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.97%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.42%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$38Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Kraftman Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.