Credit union · NCUA insured
Xplore Federal Credit Union
A $151.2M credit union headquartered in Metairie, LA, with 7,789 members and 4 branches in Louisiana. Best rates: CDs 3.75% and savings 0.50% APY.
Xplore Federal Credit Union Carrot Score
82
Carrot Score
Higher than 60% of U.S. banks and credit unions
#10 of 31 in New Orleans, LA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Xplore Federal Credit Union
Founded in 1947 to serve Shell Oil Company employees in New Orleans, Xplore Federal Credit Union is a member-owned financial institution.
After converting to a community charter in 2013, the credit union serves Orleans, Jefferson, and St. Tammany Parishes through five local branches.
- Headquarters
- 5500 Veterans Memorial Blvd Ste 100, Metairie, LA 70003-1746
- NCUA charter
- 23017
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in Jefferson, Orleans, or St. Tammany Parishes.
Branches
4 branches in Louisiana
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Louisiana
4 branches
New Orleans area · 3
- 5500Main office5500 Veterans Memorial Blvd Ste 100, Metairie, LA 70003Directions
- 221221 Veterans Memorial Blvd Ste E, Metairie, LA 70005Directions
- Oss701 Poydras St Ste P140, New Orleans, LA 70139Directions
Slidell area · 1
- Northshore Branch1404 North Highway 90, Covington, LA 70433Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.99% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.38% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.08% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $89 | $76 | — |
- CapitalNet worth ratio11.99%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.38%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.08%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$89Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Xplore Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.