Credit union · NCUA insured
IRFCU Savings Rates
IRFCU’s best savings rate is 0.60% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How IRFCU’s savings rates compare
Compared with banks and credit unions near New Orleans, LA, where IRFCU has the most branches. $10,000, best rate first.
This credit union’s best
IRFCU
0.60%APY
- Minimum
- —
- Earns on $10,000 a year
- $60
Money Market Account
Top rate
Keesler Federal Credit Union
3.25%APY
- Minimum
- $0
- Earns on $10,000 a year
- $325
2nd-highest rate
Chevron Federal Credit Union
3.15%APY
- Minimum
- $0
- Earns on $10,000 a year
- $315
IRFCU savings score
79
Savings score
Higher than 50% of U.S. banks and credit unions
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0000.85%
- QualifiedQualified0.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where IRFCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.60%APY
Earns dividends monthly; minimum balance requirement of $2,500.00.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $9,999Compounded monthly | 0.50% | — | Compounded monthly |
| $10,000 – $19,999Compounded monthly | 0.60% | $60 | Compounded monthly |
| $20,000 – $49,999Compounded monthly | 0.70% | — | Compounded monthly |
| $50,000 – $99,999Compounded monthly | 0.75% | — | Compounded monthly |
| $100,000 and upCompounded monthly | 0.85% | — | Compounded monthly |
Who can join IRFCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.