Credit union · NCUA insured
First Pioneers FCU
A $62M credit union headquartered in Lafayette, LA, with 6,719 members and 2 branches in Louisiana. Best rates: CDs 3.80% and savings 0.50% APY.
First Pioneers FCU Carrot Score
74
Carrot Score
Higher than 37% of U.S. banks and credit unions
#12 of 19 in Lafayette, LA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About First Pioneers FCU
First Pioneers Federal Credit Union was chartered in 1949 by AT&T employees to provide mutual savings and low-cost loans for its members.
Headquartered with its main branch in Lafayette, Louisiana, the credit union also operates a branch in New Iberia.
Governed by an elected member Board of Directors, it serves 70 select employee groups alongside its community membership.
- Headquarters
- 2235 S College Rd, Lafayette, LA 70508
- NCUA charter
- 24783
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in Acadia, Beauregard, Calcasieu, Cameron, Iberia, Jefferson Davis, Lafayette, St. Landry, St. Martin, St. Mary, or Vermilion Parishes.
Employers and groups
- Employees or members of 70 Select Employee Groups (SEGs) served by the credit union.
Family and household
- Immediate family members of current First Pioneers FCU members, defined as parents, children, grandchildren, and siblings.
Branches
2 branches in Louisiana
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Louisiana
2 branches
Lafayette area · 1
- Main BranchMain office2235 S College Rd, Lafayette, LA 70508Directions
New Iberia area · 1
- New Iberia Branch2711 Highway 14, New Iberia, LA 70560Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.05% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.89% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.40% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $79 | $59 | — |
- CapitalNet worth ratio11.05%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.89%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.40%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$79Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of First Pioneers FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.