Credit union · NCUA insured
Post Office Employees Credit Union
Top CarrotA $54.2M credit union headquartered in Metairie, LA, with 4,321 members and 3 branches in Louisiana. Best rates: savings 0.25% APY.
Post Office Employees Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 99% of U.S. banks and credit unions
#1 of 31 in New Orleans, LA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Post Office Employees Credit Union
Post Office Employees Credit Union was founded in 1924 by employees of the United States Postal Service in New Orleans, Louisiana.
In October 2016, the credit union merged with Homeland FCU and opened two additional branches in the Greater New Orleans Area.
- Headquarters
- 4624 W Napoleon Ave, Metairie, LA 70001-2492
- NCUA charter
- 63069
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Those who live, work, worship, or attend school anywhere in the city of Covington, LA are eligible for membership.
- Persons who live, work, worship, or attend school in the 5th Council District of Jefferson Parish are eligible for membership.
Employers and groups
- Persons who are licensed or employed by the Louisiana State Board of Barber Examiners or Louisiana State Board of Cosmetology in Baton Rouge, Louisiana are eligible for membership.
- Persons who are employed by one of the listed Member Employer offices (or AFSCME Local 2349 members in good standing) are eligible for membership.
- An employee of POECU is eligible for membership.
- Members in good standing of UFCW Local 496 in Metairie, LA (the union for Barbers & Cosmetologists) are eligible for membership.
7 more ways to join
Military, government and schools
- Employees (and their family) of the U. S. Department of Homeland Security who work permanently in the New Orleans (South Central) CMC Region (LA, AL, AR, TN, and MS) are eligible for membership.
- Employees (and their family) of the United States Postal Service headquartered in (paid through) the New Orleans office are eligible for membership.
- Employees of all U. S. Governmental Agencies in this CMC Region whose activities or functions are associated in any manner with those of Homeland Security personnel (except those eligible for membership in another credit union by virtue of employment) are eligible for membership.
Family and household
- Members of the immediate families and organizations of eligible persons are eligible for membership.
- An immediate family member of a POECU member is eligible for membership.
Other ways
- A person retired as a pensioner or annuitant from the list of Member Employers is eligible for membership.
- The widow or widower of a person who died while in the field of membership of the Homeland Federal Credit Union (formerly USCFCU) is eligible for membership.
Branches
3 branches in Louisiana
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Louisiana
3 branches
New Orleans area · 2
- Main OfficeMain office4624 W Napoleon Ave, Metairie, LA 70001Directions
- Loyola701 Loyola Ave, New Orleans, LA 70113Directions
Slidell area · 1
- Northshore1200 Business 190 Ste 20, Covington, LA 70433Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.40% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.18% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.52% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $69 | $59 | — |
- CapitalNet worth ratio12.40%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.18%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.52%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$69Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Post Office Employees Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.