Compare Bank & Credit Union Rates
Best savings rates in New Orleans, LA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in New Orleans, LA
- Keesler Federal Credit UnionHIMMA Premier High Interest Money Market AccountHIMMA Premier High Interest Money Market Account · $0 min
Credit union · 1 branch
3.25%APY$325 a year on $10,000intro rateRequirements
Product: Rate available on new deposits only. Account can be opened online, by phone, or in branch. At the end of six months, balance can be rolled into a regular HIMMA account, share/checking account, or certificate. Limit 6 pre-authorized withdrawals per month.
Offer: New deposits only. Rate applies for the first 6 months.
Promotional rate · 3.20% interest rate
Rate checked
More details - 3.04%APY$304 a year on $10,000
Requirements
Product: Avoid the $15 monthly service charge when you maintain a minimum $5,000 balance in the account every day of the statement cycle. 6 free debits per month; $10 each thereafter.
Offer: Must maintain a minimum balance of $5,000 every day of the statement cycle to obtain the disclosed APY and avoid the $15 monthly service charge. Earn an additional 0.10% APY with a qualifying consumer checking account relationship with a balance of $5,000.00 or more at the end of the day prior to the statement cycle.
$15 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $5,000 – $5,000,000Your amount 3.04% Over $5,000,000Maintain a minimum balance of $5,000 every day of the statement cycle to avoid the $15 monthly service charge. 1.25% Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Product: Limited to 6 free withdrawals per calendar month ($10 fee per withdrawal thereafter). Variable rate reviewed monthly. Internal transfers enabled; external transfers require moving funds to regular savings or checking first.
Offer: No minimum balance, no monthly fees, no direct deposit required. 6 free withdrawals per calendar month, $10 fee per withdrawal thereafter.
2.96% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Credit Human Federal Credit UnionMoney Market SavingsMoney Market Savings · $1,000 min · 0.30%–2.11% by balance
Credit union · 6 branches
1.75%APY$175 a year on $10,000Requirements
Product: Membership eligibility required with a $5.00 deposit in a share savings account. Variable rate calculated daily and subject to change. Up to six free withdrawals per monthly statement cycle ($2 per additional withdrawal). Monthly service fee of $7 is waived with a $1,000 minimum daily balance.
Offer: Monthly service fee waived with a minimum daily balance of $1,000.
0.30% interest rate · $7 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $500 0.30% $500 – $1,000 0.50% $1,000 – $10,000 1.50% $10,000 – $90,000Your amount 1.75% $90,000 and up 2.11% Rate checked
More details - Hope Credit UnionHOPE Rewards Saving Plus AccountsSavings · 1.01%–1.51% by balance
Credit union · 2 branches
1.01%APY$100 a year on $10,000Requirements
Product: Variable-rate account; rates may change after the account is opened. Rates apply when qualifications are met.
Offer: When qualifications are met.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for HOPE Rewards Saving Plus Accounts Balance APY Up to $10,000Your amount 1.01% $10,000 – $50,000 1.51% Over $50,000 1.51% Rate checked
More details - Keesler Federal Credit UnionChecking SaverSavings · $0 min · 0.40%–1.00% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Free savings account with no minimum balance that earns dividends when meeting monthly qualifications of linked Keesler Federal checking account. Automatically moves rewards into savings.
Offer: Qualified: when monthly qualifications of linked checking account are met. Rate applies to balances up to $150,000.
Qualified rate · 0.99% interest rate
Rate by balance
Rate by balance for Checking Saver Balance APY Up to $150,000Your amount 1.00% $150,000 and upBlended APY ranges from 1.00% to 0.76% depending on account daily balance. 0.40%* Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - RiverLand Federal Credit UnionMoney Market SavingsMoney Market Savings · $1,000 min · 0.40%–0.65% by balance
Credit union · 1 branch
0.65%APY$65 a year on $10,000Requirements
Product: No monthly fees. No monthly limit on number of withdrawals. Minimum balance of $1,000 required to earn dividends.
0.39% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $1,000 and up 0.40% $10,000 and upYour amount 0.65% Rate checked
More details - 0.60%APY$60 a year on $10,000with conditions
Requirements
Product: Requires an Interest Checking Combo Account with identical ownership. No monthly maintenance service charge. $4.85 monthly paper statement fee waived if average month to date balance is $5,000 or greater, OR average month to date balance is $25,000 or greater in qualifying deposits, OR account is set up for eStatements.
Offer: Qualifications met in Interest Checking Combo Account: at least 12 debit card transactions post and settle per qualification cycle (excluding ATM transactions, POS refunds, internal transfers), and at least one automatic payment (ACH), Gulf Coast Bank bill payment, or direct deposit post and settle per statement cycle.
Qualified rate · 0.60% interest rate · No monthly fee
Rate checked
More details - IRFCUMoney Market AccountMoney Market Account · $2,500 min · 0.50%–0.85% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Earns dividends monthly; minimum balance requirement of $2,500.00.
Offer: Compounded monthly
0.50% interest rate · Compounded monthly · Effective Jan 1, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $9,999 0.50% $10,000 – $19,999Your amount 0.60% $20,000 – $49,999 0.70% $50,000 – $99,999 0.75% $100,000 and up 0.85% Rate checked
More details - Gulf Coast Bank & TrustSelect Money MarketSelect Money Market · $20 min · 0.50%–3.55% by balance
Bank · 4 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: A minimum deposit of $20 is required to open account. A Select Checking account is required; owner(s) of Select Checking and Select Money Market accounts must be the same. No monthly maintenance service cycle charge.
Offer: Requires Select Checking account.
Qualified rate · 0.50% interest rate · No monthly fee
Rate by balance
Rate by balance for Select Money Market Balance APY Up to $100,000Your amount 0.50% $100,000 – $250,000 0.70% $250,000 – $1,000,000 0.85% $1,000,000 – $1,500,000 3.44% $1,500,000 and up 3.55% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Credit Human membership begins with an account designed to get you saving. All it takes is a $5 deposit to get started and maintain ownership share. Four free withdrawals per month, $2 fee per withdrawal after that; unlimited free withdrawals with balance of $1,500 or more.
Offer: Dividends paid quarterly on daily balances of $100 or more.
0.50% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Links to High Yield Spend Checking account. To earn higher rate tiers, must meet monthly qualification cycle requirements in High Yield Spend: at least 12 debit card purchases, enrolled in and agree to receive eStatements, and enrolled in and log into online banking.
Offer: When qualifications are met in High Yield Spend account.
Qualified rate · 0.50% interest rate · No monthly fee · Effective Aug 7, 2026
Rate by balance
Rate by balance for Saver Balance APY Up to $50,000Your amount 0.50% $50,000 and up 0.25% Rate checked
More details - Xplore Federal Credit UnionFlex Fund Money Market AccountFlex Fund Money Market Account · $2,000 min · 0.00%–1.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Tiered rates where higher balances earn higher rates. Includes direct check writing, unlimited withdrawals, and no monthly service fee. Compounded daily, credited monthly.
Offer: Compounded daily, credited monthly.
Compounded daily · No monthly fee · Effective Aug 7, 2026
Rate by balance
Rate by balance for Flex Fund Money Market Account Balance APY Up to $2,000 0.00% $2,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.75% $50,000 – $100,000 1.00% $100,000 – $250,000 1.25% $250,000 and up 1.50% Rate checked
More details - Gulf Coast Bank & TrustBest Money MarketBest Money Market · $20 min · 0.40%–3.38% by balance
Bank · 4 branches
0.40%APY$40 a year on $10,000Requirements
Product: A minimum deposit of $20 is required to open account. $10.00 monthly service cycle charge waived if average month-to-date balance is $5,000 or average month-to-date balance is $25,000 or greater in qualifying deposits. Paper statement fee of $4.85 applies unless enrolled in eStatements or meeting balance requirements.
Offer: Monthly fee of $10.00 waived with $5,000 average month-to-date balance or $25,000 in qualifying deposits.
0.40% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Best Money Market Balance APY Up to $100,000Your amount 0.40% $100,000 – $250,000 0.60% $250,000 – $1,000,000Initial rate determined by initial deposit tier; rate tier changes may affect yield. 0.75% $1,000,000 – $1,500,000 3.03% $1,500,000 and up 3.38% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New Orleans, LA
63 accounts at 28 banks and credit unions · checked Oct 6–22
- Typical
- 0.20%
- Top 10% from
- 0.93%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
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New Orleans, LA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Post Office Employees Credit UnionCredit union · 2 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 5 branches
- RiverLand Federal Credit UnionCredit union · 4 branches