Compare Bank & Credit Union Rates
Best savings rates in Lafayette, LA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Lafayette, LA
- Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 2 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 2 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 3.04%APY$304 a year on $10,000
Requirements
Product: Avoid the $15 monthly service charge when you maintain a minimum $5,000 balance in the account every day of the statement cycle. 6 free debits per month; $10 each thereafter.
Offer: Must maintain a minimum balance of $5,000 every day of the statement cycle to obtain the disclosed APY and avoid the $15 monthly service charge. Earn an additional 0.10% APY with a qualifying consumer checking account relationship with a balance of $5,000.00 or more at the end of the day prior to the statement cycle.
$15 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $5,000 – $5,000,000Your amount 3.04% Over $5,000,000Maintain a minimum balance of $5,000 every day of the statement cycle to avoid the $15 monthly service charge. 1.25% Rate checked
More details - 3.04%APY$304 a year on $10,000
3.00% interest rate
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Opening deposit minimum of $100. Monthly service charge of $5 is waived if a daily balance greater than $500 is maintained each day of the service charge cycle.
Offer: Premium rate requires a qualified related b1BANK checking account with at least one customer-initiated debit or credit transaction posted within the last 3 business days of the prior interest cycle through 3 business days before the end of the current interest cycle. Monthly service charge of $5 is waived with a daily balance greater than $500.
Qualified rate · 2.96% interest rate · $5 monthly fee · Effective Apr 28, 2026
Rate checked
More details - 2.78%APY$278 a year on $10,000with conditions
Requirements
Product: Tiered interest rates based on total banking relationship. $15 monthly service charge waived with a minimum daily balance of $10,000, or a combined relationship balance of $25,000 3 business days before the last service charge cycle date. Up to 8 free debits or transfers per statement cycle; each additional debit is $10.00.
Offer: Premium rate tier requires an active b1BANK checking account with at least one customer-initiated debit or credit transaction 3 business days before the end of the interest cycle period. $15 monthly fee waived with $10,000 daily balance or $25,000 combined relationship balance.
Qualified rate · 2.75% interest rate · $15 monthly fee · Effective Dec 12, 2025
Rate by balance
Rate by balance for MAX Money Market Balance APY Up to $25,000Your amount 2.78% $25,000 – $100,000 3.03% $100,000 – $250,000 3.07% $250,000 – $1,000,000 3.12% $1,000,000 – $5,000,000 3.18% $5,000,000 and up 3.18% Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: Requires JD Signature Checking. Average Daily Balance used to calculate interest. $10 monthly fee waived if $40,000 balance is maintained.
Offer: Earns 2.50% APY on full balance when JD Signature balance requirements ($40,000 in combined JD Signature Checking, JD Signature Savings, and Certificate of Deposit balances) are met during each monthly qualification cycle. $10 monthly fee waived if $40,000 balance is maintained.
Qualified rate · $10 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Automatic transfer of Kasasa checking rewards into Kasasa Saver. Requires enrolling in and logging into online banking at least once per monthly qualification cycle and receipt of electronic statements.
Offer: Rate applies to balances up to $25,000 when qualifications are met in linked Kasasa Cash or Kasasa Cash Back checking account (at least 12 debit card purchases post and settle, log into online banking, and receive e-statements).
Qualified rate · No monthly fee · Effective Oct 20, 2023
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $25,000Your amount 2.00% $25,000 and up 1.25%* Rate checked
More details - The First National Bank of JeaneretteC'est Bon SaverSavings · $100 min · 0.25%–1.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Must have a C'est Bon checking account to open. Limit 1 account per social security number. $100 minimum deposit to open. Monthly enrollment in online banking and receipt of electronic statements are conditions of the account.
Offer: Balances up to $25,000 receive APY of 1.00%. No monthly service charge. Must have C'est Bon checking account.
Qualified rate · No monthly fee · Effective Sep 22, 2026
Rate by balance
Rate by balance for C'est Bon Saver Balance APY Up to $25,000Your amount 1.00% $25,000 and up 0.25%* Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Minimum deposit of $1,000 to open. Daily balance method used for compounding. If balance falls below minimum, funds may be transferred to a Regular Share account.
0.75% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Super Green Balance APY $1,000 – $10,000 0.75% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.25% $50,000 and up 1.50% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Exclusively available to those with a Kasasa Cash® or Kasasa Cash Back® checking account. Kasasa Saver automatically sweeps earned rewards to this account monthly. Earn up to 1.00% APY on balance when qualifications are met. No minimum balance requirement to earn rewards.
Offer: Earn up to 1.00% APY on balance when qualifications are met; free account / no monthly maintenance fee; requires Kasasa Cash® or Kasasa Cash Back® checking account.
Qualified rate · No monthly fee
Rate checked
More details - 0.75%APY$75 a year on $10,000with conditions
Requirements
Product: Requires linking to a free Kasasa Cash or Kasasa Cash Back checking account. Qualifications per Monthly Qualification Cycle to receive higher rates: at least 12 debit card purchases, enrolled in and agree to receive eStatements, and enrolled in and log into online or mobile banking monthly.
Offer: Requires meeting monthly qualification cycle requirements on linked Kasasa Cash or Kasasa Cash Back checking account.
Qualified rate · 0.75% interest rate · Balance cap $50,000 · No monthly fee · Effective May 1, 2026
Rate checked
More details - University of Louisiana FCUSuper SaverSavings · $2,500 min · 0.45%–0.75% by balance
Credit union · 3 branches
0.55%APY$55 a year on $10,000Requirements
Product: Must qualify for ULFCU membership. $2,500 minimum balance to maintain account.
Offer: Tier balance $2,500.00 - $7,500.00 to earn dividends. No monthly service fee.
0.45% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Super Saver Balance APY $2,500 – $7,500 0.45% $7,501 – $25,001Your amount 0.55% $25,001 and up 0.75% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Paired with ZydeCash Checking. Average Daily Balance used to calculate interest. Limited to one account per Social Security number.
Offer: Base rate applied to all balances if monthly qualifications are not met on ZydeCash Checking.
Qualified rate · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for ZydeCash Savings Balance APY Any balance 0.05% Up to $30,000Your amountQualifying rate tier when qualifications are met during monthly qualification cycle on ZydeCash Checking (12 debit card purchases, at least 1 direct deposit or automatic payment, e-statements online, personal online or mobile banking access). 0.50% Over $30,000 0.15% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Membership is open to individuals who live, work, worship, or attend school in Lafayette, Iberia, Acadia, St. Martin, Beauregard, Calcasieu, Cameron, Jefferson Davis, St. Landry, St. Mary, or Vermilion parishes; immediate family members of current members; or close personal relatives (spouses, parents, grandparents, children, grandchildren, and siblings) once a member has opened an account.
0.50% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lafayette, LA
55 accounts at 22 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 2.67%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Lafayette, LA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 705 FCUCredit union · 1 branch