Compare Bank & Credit Union Rates
Best savings rates in Lake Charles, LA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Lake Charles, LA
- Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 1 branch
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 1 branch
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 3.04%APY$304 a year on $10,000
3.00% interest rate
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Opening deposit minimum of $100. Monthly service charge of $5 is waived if a daily balance greater than $500 is maintained each day of the service charge cycle.
Offer: Premium rate requires a qualified related b1BANK checking account with at least one customer-initiated debit or credit transaction posted within the last 3 business days of the prior interest cycle through 3 business days before the end of the current interest cycle. Monthly service charge of $5 is waived with a daily balance greater than $500.
Qualified rate · 2.96% interest rate · $5 monthly fee · Effective Apr 28, 2026
Rate checked
More details - 2.78%APY$278 a year on $10,000with conditions
Requirements
Product: Tiered interest rates based on total banking relationship. $15 monthly service charge waived with a minimum daily balance of $10,000, or a combined relationship balance of $25,000 3 business days before the last service charge cycle date. Up to 8 free debits or transfers per statement cycle; each additional debit is $10.00.
Offer: Premium rate tier requires an active b1BANK checking account with at least one customer-initiated debit or credit transaction 3 business days before the end of the interest cycle period. $15 monthly fee waived with $10,000 daily balance or $25,000 combined relationship balance.
Qualified rate · 2.75% interest rate · $15 monthly fee · Effective Dec 12, 2025
Rate by balance
Rate by balance for MAX Money Market Balance APY Up to $25,000Your amount 2.78% $25,000 – $100,000 3.03% $100,000 – $250,000 3.07% $250,000 – $1,000,000 3.12% $1,000,000 – $5,000,000 3.18% $5,000,000 and up 3.18% Rate checked
More details - Calcasieu Teachers & Employees Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.99%–3.56% by balance
Credit union · 1 branch
2.53%APY$253 a year on $10,000Requirements
Product: Open in a branch. Avoid a monthly fee when maintaining a minimum daily balance of $2,500. Variable rate account; rates may change at any time without notice. Access up to six times per month by check, electronic withdrawal, or transfer.
Offer: Tier I ($0 - $9,999). Monthly fee waived with minimum daily balance of $2,500.
0.99% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $9,999 0.99% $10,000 – $24,999Your amount 2.53% $25,000 – $99,999 3.09% $100,000 and up 3.56% Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: Requires JD Signature Checking. Average Daily Balance used to calculate interest. $10 monthly fee waived if $40,000 balance is maintained.
Offer: Earns 2.50% APY on full balance when JD Signature balance requirements ($40,000 in combined JD Signature Checking, JD Signature Savings, and Certificate of Deposit balances) are met during each monthly qualification cycle. $10 monthly fee waived if $40,000 balance is maintained.
Qualified rate · $10 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 1.15%APY$115 a year on $10,000
Requirements
Product: If balance falls below $2,500, the dividend rate will be the Regular Savings rate. Monthly dividends calculated on average daily balance.
Offer: If the Money Market balance falls below $2,500, the dividend rate will be the Regular Savings rate.
1.15% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Southwest Louisiana CUMoney MarketMoney Market · $0 min · 0.00%–1.25% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,0000.00% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.00% $2,500 – $50,000Your amount 1.00% $50,000 – $100,000 1.15% $100,000 and up 1.25% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - CSE Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.55%–0.85% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Designed for larger savings flexibility without tying money up in certificates. Membership and eligibility required. Six withdrawals allowed per month.
Offer: Dividend period: Monthly (Calendar). Balance calculation method: Average Daily Balance. Minimum balance to avoid a service fee: $2,500.00. Minimum balance to earn stated APY: $2,500.00.
0.55% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 0.55% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.65% $50,000 – $100,000 0.75% $100,000 and up 0.85% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Paired with ZydeCash Checking. Average Daily Balance used to calculate interest. Limited to one account per Social Security number.
Offer: Base rate applied to all balances if monthly qualifications are not met on ZydeCash Checking.
Qualified rate · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for ZydeCash Savings Balance APY Any balance 0.05% Up to $30,000Your amountQualifying rate tier when qualifications are met during monthly qualification cycle on ZydeCash Checking (12 debit card purchases, at least 1 direct deposit or automatic payment, e-statements online, personal online or mobile banking access). 0.50% Over $30,000 0.15% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: A $6.00 per quarter account maintenance fee applies when the primary accountholder is 18 years or older, the total balance in all shares at the end of the quarter is less than $100, the average daily balance of total shares is less than $100 during the quarter, there was no outstanding balance on a loan at the end of the quarter, and there was no activity in the past six months.
0.30% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: No-fee savings that can be pledged as collateral for a Share Pledge Loan. No minimum opening deposit and no minimum balance to keep the account open. Dividends paid quarterly.
Offer: Balances over $1,000 earn 0.25% APY
0.25% interest rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lake Charles, LA
41 accounts at 14 banks and credit unions · checked Oct 6–22
- Typical
- 0.20%
- Top 10% from
- 2.78%
- Banks, typical
- 0.18%
- Credit unions, typical
- 0.25%
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Lake Charles, LA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Calcasieu Teachers & Employees Credit UnionCredit union · 3 branches