Bank · FDIC insured
Gulf Coast Bank & Trust
A $3.9B bank, the 340th largest of 4,207, headquartered in New Orleans, LA, with 23 branches in 4 states. Best rates: CDs 3.45% and savings 0.40% APY.
Gulf Coast Bank & Trust Carrot Score
61
Carrot Score
Higher than 5% of U.S. banks and credit unions
#27 of 31 in New Orleans, LA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Gulf Coast Bank & Trust
- Headquarters
- 200 Saint Charles Ave, New Orleans, LA 70130
- FDIC certificate
- 32974 ↗
Branches
23 branches in 4 states
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Louisiana
20 branches
New Orleans area · 13
- Gulf Coast Bank and Trust CompanyMain office200 Saint Charles Ave, New Orleans, LA 70130Directions
- Business Center Branch1801 E Judge Perez Dr, Chalmette, LA 70043Directions
- Civic Center Branch8216 W Judge Perez Dr, Chalmette, LA 70043Directions
- Gretna Branch201 Huey P Long Ave, Gretna, LA 70053Directions
- Elmwood Branch1208 Elmwood Park Blvd, Harahan, LA 70123Directions
- Manhattan Branch1901 Manhattan Blvd Bldg F, Harvey, LA 70058Directions
- Williams Boulevard Branch3410 Williams Blvd, Kenner, LA 70065Directions
- Transcontinental Branch5001 Veterans Boulevard, Metairie, LA 70006Directions
- Veterans Branch1825 Veterans Memorial Blvd, Metairie, LA 70005Directions
- Carrollton Branch201 N Carrollton Ave, New Orleans, LA 70119Directions
- Lakeview Branch848 Harrison Ave, New Orleans, LA 70124Directions
- Magazine Street Branch3200 Magazine St, New Orleans, LA 70115Directions
- 737 Terry Parkway Branch737 Terry Pkwy, Terrytown, LA 70056Directions
Slidell area · 4
- Boston Branch423 E Boston St, Covington, LA 70433Directions
- Covington Branch1110 N Highway 190, Covington, LA 70433Directions
- Mandeville Branch4565 Lasalle St, Mandeville, LA 70471Directions
- Slidell Branch1900 Oak Harbor Blvd, Slidell, LA 70461Directions
Baton Rouge area · 2
- Old Goodwood Branch7235 Jefferson Hwy, Baton Rouge, LA 70806Directions
- Perkins Branch13906 Perkins Rd, Baton Rouge, LA 70810Directions
Hammond area · 1
- Hammond Branch300 W Morris Ave, Hammond, LA 70403Directions
Alabama
1 branch
- Orange Beach Branch25910 Canal Rd, Orange Beach, AL 36561Directions
Florida
1 branch
- Miramar Branch50 South Holiday Road, Miramar, FL 32550Directions
Mississippi
1 branch
- Hattiesburg Branch3000 Hardy St, Hattiesburg, MS 39401Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.07% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.60% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.11% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $85 | $88 | — |
- CapitalLeverage ratio9.07%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.60%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.11%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$85Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Gulf Coast Bank & Trust are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.