Credit union · NCUA insured
Kraftman Federal Credit Union Savings Rates
Top CarrotKraftman Federal Credit Union’s best savings rate is 0.50% APY on $10,000, with its Share (Savings). Rates checked October 16, 2026.
How Kraftman Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Monroe, LA, where Kraftman Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Kraftman Federal Credit Union
0.50%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $50
Share (Savings)
Top rate
Centric Federal Credit Union
4.01%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $401
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Kraftman Federal Credit Union savings score
79
Savings score
Higher than 48% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Kraftman Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share (Savings)
0.50%APY
Variable rate account. Dividends earned are posted monthly. Rates may change at any time as determined by the credit union Board of Directors. Membership requires eligibility within the field of membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate account; dividends posted monthly. Minimum share deposit of $25 in cash required at membership enrollment.Any balance | 0.50% | $50 | Variable rate account; dividends posted monthly. Minimum share deposit of $25 in cash required at membership enrollment. |
Special-purpose accounts
IRA
2.01%APY
Retirement accounts are federally insured separately up to $250,000 by NCUA.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 2.01% | $201 |
Sources (1)
- kraftmanfcu.com/accounts · captured Sep 18, 2026
Who can join Kraftman Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, worship, work (or regularly conduct business in), or attend school in, and businesses and other legal entities located in East Carroll, Lincoln, Madison, Morehouse, Ouachita, Richland, Union, or West Carroll Parish, Louisiana; Ashley County, Arkansas are eligible for membership.
Employers and groups
- Employees of the credit union are eligible for membership.
Family and household
- Members of the immediate family or household of eligible persons are eligible for membership.
Other ways
- Organizations of such persons within the field of membership are eligible for membership.
- Spouses of persons who died while within the field of membership of the credit union are eligible for membership.
- Volunteers in the community are eligible for membership.
Cost to join
- A minimum share deposit of $25 (cash) is required for membership enrollment.
Membership information collected October 5, 2026.