Compare Bank & Credit Union Rates
Best savings rates in Lafayette, LA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Lafayette, LA
- Advancial Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.46%–0.56% by balance
Credit union · 2 branches
0.46%APY$46 a year on $10,000Requirements
Product: Advancial membership required (minimum $5 membership share deposit). No monthly service fee. Minimum opening deposit of $2,500. Minimum daily balance of $2,500 is required to earn dividends.
Offer: Minimum opening deposit of $2,500. Earn dividends on balances greater than or equal to $2,500.
0.46% interest rate · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and upYour amount 0.46% $25,000 and up 0.51% $50,000 and up 0.56% Rate checked
More details - CUSA Federal Credit UnionPrime Money MarketPrime Money Market · $2,000 min · 0.45%–0.80% by balance
Credit union · 1 branch
0.45%APY$45 a year on $10,0000.45% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Prime Money Market Balance APY $2,000 and upYour amount 0.45% $50,000 and up 0.65% $75,000 and up 0.80% Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: Minimum deposit of $2,500.00 to open account. If daily collected balance falls below $2,500.00, no interest will accrue. Six withdrawals/transfers permitted per statement cycle; $10.00 fee per debit item over six.
Offer: Minimum balance to obtain APY is $2,500.00. If daily collected balance falls below $2,500.00, no interest will accrue.
0.45% interest rate · Effective May 11, 2023
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: No-fee savings that can be pledged as collateral for a Share Pledge Loan. No minimum opening deposit and no minimum balance to keep the account open. Dividends paid quarterly.
Offer: Balances over $1,000 earn 0.25% APY
0.25% interest rate · No monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Quarterly service charge is refunded within 3 business days when linked to Essential Checking account or Advantage Checking account or if the daily balance is at least $250; otherwise a $5 quarterly service charge is applied.
Effective Sep 28, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Must qualify for ULFCU membership. $5 one-time membership fee (stays on hold in the account for the lifetime of the membership). $5 minimum balance to maintain account. Withdraw for free up to twice a month.
Offer: Minimum balance to earn dividends is $100.00. No monthly service fee.
0.25% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Must qualify for ULFCU membership. Available when you open a Cypress Rewards Cash Checking Account; rewards earned are swept automatically into this account. $5 minimum balance to maintain. Withdraw for free up to twice a month.
Offer: Minimum balance to earn dividends is $100.00. No monthly service fee.
Qualified rate · 0.25% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Basic account for membership. Requires a $5 minimum balance on deposit to be a member in good standing. Available to eligible members who live, work, worship, or attend school in designated parishes or immediate family members.
0.25% interest rate
Rate checked
More details - Meritus Credit UnionMoney Market Savings AccountsMoney Market Savings Accounts · $0 min · 0.10%–0.56% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Only six electronic type transactions allowed per month.
0.10% interest rate · No monthly fee · Effective May 1, 2026
Rate by balance
Rate by balance for Money Market Savings Accounts Balance APY Up to $2,500 0.10% $2,500 – $25,000Your amount 0.25% $25,000 – $50,000 0.52% $50,000 and up 0.56% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Membership eligibility required. Requires maintaining $25 minimum balance (par value of one share). Must have a minimum balance of $100 to earn interest/dividends.
Offer: $100.00 minimum average daily balance required to earn interest.
0.25% interest rate · Effective Oct 1, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $5 opening deposit and minimum balance to open and maintain credit union membership. Earns competitive dividends. No monthly service charge.
0.25% interest rate · No monthly fee
Rate checked
More details - 0.22%APY$22 a year on $10,000with conditions
Requirements
Product: Tiered interest rates based on total banking relationship. $15 monthly service charge waived with a minimum daily balance of $10,000, or a combined relationship balance of $25,000 3 business days before the last service charge cycle date. Up to 8 free debits or transfers per statement cycle; each additional debit is $10.00.
Offer: Default rate tier applied without an associated active b1BANK checking account. $15 monthly fee waived with $10,000 daily balance or $25,000 combined relationship balance.
Qualified rate · 0.22% interest rate · $15 monthly fee · Effective Dec 12, 2025
Rate by balance
Rate by balance for MAX Money Market Balance APY Up to $25,000Your amount 0.22% $25,000 – $100,000 0.87% $100,000 – $250,000 1.01% $250,000 – $1,000,000 1.38% $1,000,000 – $5,000,000 2.14% $5,000,000 and up 2.52% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone.
Offer: Variable rate for daily collected balance range 0 - $9,999.99. No minimum deposit required to open; no minimum balance required to obtain APY.
0.20% interest rate · Effective Jul 15, 2026
Rate checked
More details - American Bank & Trust CompanySavings AccountsSavings · $100 min · 0.10%–0.20% by balance
Bank · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Minimum deposit of $100.00 required to open account. Accounts with balances of less than $100.00 at any time during the quarter will be charged a $6.00 basic fee. If daily collected balance falls below $100.00, no interest will accrue. Accounts exceeding three withdrawals per quarter will be charged $1.25 per withdrawal thereafter. Minimum withdrawals of $25.00. Closing fee of $10.00 if closed within one year of opening. Interest is compounded and calculated quarterly.
0.10% interest rate · Effective May 11, 2023
Rate by balance
Rate by balance for Savings Accounts Balance APY $100 and up 0.10% $1,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000with conditions
Requirements
Product: Opening deposit minimum of $100. Monthly service charge of $5 is waived if a daily balance greater than $500 is maintained each day of the service charge cycle.
Offer: Default rate applies without qualifying activity in a related checking account. Monthly service charge of $5 is waived with a daily balance greater than $500.
Qualified rate · 0.20% interest rate · $5 monthly fee · Effective Apr 28, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lafayette, LA
55 accounts at 22 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 2.67%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Lafayette, LA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 705 FCUCredit union · 1 branch