Bank · FDIC insured
American Bank & Trust Company Savings Rates
American Bank & Trust Company’s best savings rate is 0.45% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How American Bank & Trust Company’s savings rates compare
Compared with banks and credit unions near Opelousas, LA, where American Bank & Trust Company has the most branches. $10,000, best rate first.
This bank’s best
American Bank & Trust Company
0.45%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $45
Money Market
Top rate
Catalyst Bank
3.04%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $304
2nd-highest rate
b1BANK
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $300
American Bank & Trust Company savings score
76
Savings score
Higher than 42% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.45%
- $100,000 balance$100,0000.45%
- QualifiedQualified0.45%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where American Bank & Trust Company ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
0.45%APY
Minimum deposit of $2,500.00 to open account. If daily collected balance falls below $2,500.00, no interest will accrue. Six withdrawals/transfers permitted per statement cycle; $10.00 fee per debit item over six.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upMinimum balance to obtain APY is $2,500.00. If daily collected balance falls below $2,500.00, no interest will accrue.$2,500 and up | 0.45% | $45 | Minimum balance to obtain APY is $2,500.00. If daily collected balance falls below $2,500.00, no interest will accrue. |
Sources (2)
All captured Sep 18, 2026
Savings Accounts
Up to 0.20%APY
Minimum deposit of $100.00 required to open account. Accounts with balances of less than $100.00 at any time during the quarter will be charged a $6.00 basic fee. If daily collected balance falls below $100.00, no interest will accrue. Accounts exceeding three withdrawals per quarter will be charged $1.25 per withdrawal thereafter. Minimum withdrawals of $25.00. Closing fee of $10.00 if closed within one year of opening. Interest is compounded and calculated quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.10% | $10 |
| $1,000 and up | 0.20% | $20 |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Christmas Club Accounts
0.15%APY
Minimum deposit or transfer of $5.00 required to open account. Automatic transfers available from checking account weekly, bi-weekly, semi-monthly, and monthly. Partial withdrawals are not allowed. A $3.00 fee is charged for early withdrawals.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.15% | $15 |
Sources (2)
All captured Sep 18, 2026
Ameri-Club Interest
0.10%APY
Minimum deposit $500.00.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 and up | 0.10% | $10 |
Sources (1)
- americanbankandtrust.net/Rates · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.