Bank · FDIC insured
American Bank & Trust Company
A $267M bank headquartered in Opelousas, LA, with 7 branches in Louisiana. Best rates: CDs 2.07% and savings 0.45% APY.
American Bank & Trust Company Carrot Score
63
Carrot Score
Higher than 9% of U.S. banks and credit unions
#4 of 6 in Opelousas, LA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About American Bank & Trust Company
American Bank & Trust Company opened in Opelousas, Louisiana on September 22, 1958, founded by Frank J. Diesi.
The bank operates locations in Opelousas, Krotz Springs, Port Barre, Lawtell, and Lafayette.
Its mission is to provide for and service community needs through loans, investment products, and depository accounts.
- Headquarters
- 307 E Landry St, Opelousas, LA 70570
- FDIC certificate
- 17906 ↗
Branches
7 branches in Louisiana
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Louisiana
7 branches
Opelousas area · 5
- American Bank & Trust CompanyMain office307 E Landry St, Opelousas, LA 70570Directions
- Krotz Springs Branch562 Eighth St, Krotz Springs, LA 70750Directions
- Lawtell Branch106 Foster Drive, Lawtell, LA 70550Directions
- South Branch807 Creswell Ln, Opelousas, LA 70570Directions
- Port Barre Branch568 Saizon St, Port Barre, LA 70577Directions
Lafayette area · 2
- American Bank & Trust Company Lafayette Branch1306 Camellia Blvd, Lafayette, LA 70508Directions
- Moss Street Branch2931 Moss St, Lafayette, LA 70501Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.71% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.47% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.83% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $87 | $81 | — |
- CapitalLeverage ratio11.71%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.47%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.83%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$87Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of American Bank & Trust Company are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.