Credit union · NCUA insured
Maple Federal Credit Union Savings Rates
Maple Federal Credit Union’s best savings rate is 0.25% APY on $10,000, with its Share Savings. Rates checked October 16, 2026.
How Maple Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Lafayette, LA, where Maple Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Maple Federal Credit Union
0.25%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $25
Share Savings
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Home Bank
3.04%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $304
Maple Federal Credit Union savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Maple Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings
0.25%APY
$5 opening deposit and minimum balance to open and maintain credit union membership. Earns competitive dividends. No monthly service charge.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.25% | $25 |
Sources (1)
- maplefcu.net/savings · captured Sep 18, 2026
Special-purpose accounts
Individual Retirement Account (IRA)
0.50%APY
Traditional IRA savings. Annual contribution limit $6,000 plus $1,000 catch-up for ages 50+. Consult tax advisor for possible tax advantages.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.50% | $50 |
Sources (1)
- maplefcu.net/savings · captured Sep 18, 2026
ChangeSaver Club
0.25%APY
Debit card purchases are rounded up to the nearest dollar and transferred daily to ChangeSaver Club. Club cycle begins June 1st and matures May 31st annually. Upon maturity, balance is automatically transferred into Maple FCU share savings account on the first business day in June. $10 early withdrawal fee each withdrawal.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (1)
- maplefcu.net/savings · captured Sep 18, 2026
Christmas Club
0.25%APY
Club cycle date begins October 1st and matures September 30th annually. Can open any time during the year. Upon maturity, balance is automatically transferred into Maple FCU share savings account on October 1st. $10 early withdrawal fee.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (1)
- maplefcu.net/savings · captured Sep 18, 2026
Who can join Maple Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and affiliates of listed select employer groups and organizations are eligible for membership.
Military, government and schools
- Employees or active members of specific listed local government, municipal, utility, and public safety organizations are eligible.
- Employees of all parish governments, municipal/city governments, and any local governmental units within Lafayette Parish (except Lafayette Parish School Board) are eligible.
Family and household
- Immediate family members of existing Maple Federal Credit Union members are eligible.
Other ways
- Persons retired as parishioners or annuitants and organizations of such persons are eligible for membership.
Cost to join
- A $5.00 share membership deposit is required to join Maple FCU.
Membership information collected October 5, 2026.