Compare Bank & Credit Union Rates
Best savings rates in Louisiana
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Louisiana
- Centric Federal Credit UnionSave Better SavingsSavings · $25 min · 0.50%–4.01% by balance
Credit union · 9 branches
4.01%APY$401 a year on $10,000with conditionsRequirements
Product: To earn rewards rates, 12 debit card transactions must post and settle, 1 ACH credit must occur, and member must enroll in e-statements during each Monthly Qualification Cycle on linked Spend Better or Earn Better account. If qualifications are not met, all balances earn base rate of 0.05% APY. Balances over $50,000 earn 0.50% dividend rate on portion over $50,000, resulting in 4.01% to 0.50% APY. Limit one account per SSN. Domestic ATM fees reimbursed up to $25 per cycle.
Offer: Qualifying rate for balances up to $50,000 when monthly qualifications (12 debit card transactions, 1 ACH credit, e-statements) are met on linked Spend Better or Earn Better checking account.
Qualified rate · 3.94% interest rate · No monthly fee · Effective Aug 25, 2025
Rate by balance
Rate by balance for Save Better Savings Balance APY Up to $50,000Your amount 4.01% $50,000 and up 0.50% Rate checked
More details - Baton Rouge Telco FCUPremier Savings AccountSavings · 1.80%–3.85% by balance
Credit union · 4 branches
3.85%APY$385 a year on $10,000with conditionsRequirements
Product: Must be paired with a Premier Checking account within the same membership and meet monthly requirements. Limit of one Premier Bundle per membership. Existing savings accounts cannot be converted.
Offer: Special offer promotional rate (Q2-Premier Savings-2025) with Premier Bundle when qualifying by enrolling in eStatements, setting up direct deposit, and making 15 debit card purchases each month.
Qualified rate
Rate by balance
Rate by balance for Premier Savings Account Balance APY Any balance 3.50% Up to $50,000Your amount 3.85% $50,000 and up 1.80% Rate checked
More details - Barksdale Federal Credit UnionHigh Yield SavingsSavings · $0 min · 0.25%–3.75% by balance
Credit union · 25 branches
3.75%APY$375 a year on $10,000Requirements
Product: Tiered rate structure. Monthly maintenance fee of $6 applies if aggregate combined balance falls below $200, unless waived by maintaining aggregate daily balance or holding a qualifying credit union loan.
Offer: Tier 1 rate applicable to balances up to $10,000. Monthly maintenance fee of $6 waived with $200 aggregate daily balance across combined accounts or a credit union loan.
3.69% interest rate · $6 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $10,000Your amount 3.75% Over $10,000 0.25% Rate checked
More details - 3.60%APY$360 a year on $10,000
Requirements
Product: Only 6 withdrawals per month; max 3 by check. Matches 6 Month CD APY.
Offer: No Fee. Only 6 withdrawals per month; max 3 by check. Matches 6 Month CD APY.
3.57% interest rate · No monthly fee
Rate checked
More details - Ascension Credit UnionEmergency Fund | SavingsSavings · $0 min · 0.25%–3.50% by balance
Credit union · 2 branches
3.50%APY$350 a year on $10,000Requirements
Product: Must make withdrawals in person and state emergency
Offer: Average monthly balance below $10,000 earns rate equivalent to 6mo CD rate; must make withdrawals in person and state emergency
3.45% interest rate · No monthly fee
Rate by balance
Rate by balance for Emergency Fund | Savings Balance APY Up to $10,000Your amount 3.50% Over $10,000 0.25% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 24 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Keesler Federal Credit UnionHIMMA Premier High Interest Money Market AccountHIMMA Premier High Interest Money Market Account · $0 min
Credit union · 20 branches
3.25%APY$325 a year on $10,000intro rateRequirements
Product: Rate available on new deposits only. Account can be opened online, by phone, or in branch. At the end of six months, balance can be rolled into a regular HIMMA account, share/checking account, or certificate. Limit 6 pre-authorized withdrawals per month.
Offer: New deposits only. Rate applies for the first 6 months.
Promotional rate · 3.20% interest rate
Rate checked
More details - Chevron Federal Credit UnionMarketEdge Money Market SavingsMarketEdge Money Market Savings · $0 min · 0.75%–3.25% by balance
Credit union · 2 branches
3.15%APY$315 a year on $10,000Requirements
Product: High-yield savings account with checks and debit card convenience. No term restrictions. Balances below $2,500 earn regular Primary Share Savings rate. Requires maintaining $25 minimum balance in Primary Share Savings account.
Offer: Balances below $2,500 earn regular Primary Share Savings dividend rate.
0.75% interest rate · No monthly fee
Rate by balance
Rate by balance for MarketEdge Money Market Savings Balance APY Up to $2,500 0.75% $2,500 – $10,000 3.15% $10,000 – $25,000Your amount 3.15% $25,000 – $50,000 3.25% $50,000 – $100,000 3.25% $100,000 – $250,000 3.25% $250,000 and up 3.25% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 24 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 3.04%APY$304 a year on $10,000
Requirements
Product: Avoid the $15 monthly service charge when you maintain a minimum $5,000 balance in the account every day of the statement cycle. 6 free debits per month; $10 each thereafter.
Offer: Must maintain a minimum balance of $5,000 every day of the statement cycle to obtain the disclosed APY and avoid the $15 monthly service charge. Earn an additional 0.10% APY with a qualifying consumer checking account relationship with a balance of $5,000.00 or more at the end of the day prior to the statement cycle.
$15 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $5,000 – $5,000,000Your amount 3.04% Over $5,000,000Maintain a minimum balance of $5,000 every day of the statement cycle to avoid the $15 monthly service charge. 1.25% Rate checked
More details - 3.04%APY$304 a year on $10,000
Requirements
Offer: APYs are variable and may change at any time without notice. Fees may reduce earnings.
3.00% interest rate · Effective Dec 11, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $250,000Your amount 3.04% $250,000 – $500,000 3.25% $500,000 – $1,000,000 3.45% $1,000,000 and up 3.71% Rate checked
More details - 3.04%APY$304 a year on $10,000
3.00% interest rate
Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Product: Limited to 6 free withdrawals per calendar month ($10 fee per withdrawal thereafter). Variable rate reviewed monthly. Internal transfers enabled; external transfers require moving funds to regular savings or checking first.
Offer: No minimum balance, no monthly fees, no direct deposit required. 6 free withdrawals per calendar month, $10 fee per withdrawal thereafter.
2.96% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Free variable rate deposit account linked to MSB Rewards Cash or MSB Rewards Cash Back checking. Limit one account per SSN.
Offer: Qualifications met during monthly qualification cycle: have and maintain a valid email address on record, enrolled in and agree to receive e-Statements, and have and maintain a MSB Rewards Cash or MSB Rewards Cash Back checking account.
Qualified rate · Balance cap $50,000 · No monthly fee · Effective Sep 19, 2024
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Opening deposit minimum of $100. Monthly service charge of $5 is waived if a daily balance greater than $500 is maintained each day of the service charge cycle.
Offer: Premium rate requires a qualified related b1BANK checking account with at least one customer-initiated debit or credit transaction posted within the last 3 business days of the prior interest cycle through 3 business days before the end of the current interest cycle. Monthly service charge of $5 is waived with a daily balance greater than $500.
Qualified rate · 2.96% interest rate · $5 monthly fee · Effective Apr 28, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Louisiana
234 accounts at 106 banks and credit unions · checked Oct 16–22
- Typical
- 0.21%
- Top 10% from
- 2.50%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Louisiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Post Office Employees Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 25 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 9 branches