Credit union · NCUA insured
Meritus Credit Union Savings Rates
Meritus Credit Union’s best savings rate is 0.25% APY on $10,000, with its Money Market Savings Accounts. Rates checked October 16, 2026.
How Meritus Credit Union’s savings rates compare
Compared with banks and credit unions near Lafayette, LA, where Meritus Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Meritus Credit Union
0.75%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $75
Kasasa Saver®
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Home Bank
3.04%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $304
Meritus Credit Union savings score
74
Savings score
Higher than 37% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.56%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Meritus Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Kasasa Saver®
Up to 0.75%APY
Requires linking to a free Kasasa Cash or Kasasa Cash Back checking account. Qualifications per Monthly Qualification Cycle to receive higher rates: at least 12 debit card purchases, enrolled in and agree to receive eStatements, and enrolled in and log into online or mobile banking monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Requires meeting monthly qualification cycle requirements on linked Kasasa Cash or Kasasa Cash Back checking account. | 0.75% | $75 | Requires meeting monthly qualification cycle requirements on linked Kasasa Cash or Kasasa Cash Back checking account. |
| Any balanceBase rate applied to all balances if monthly qualifications are not met on linked checking account. | 0.05% | $5 | Base rate applied to all balances if monthly qualifications are not met on linked checking account. |
Sources (3)
- merituscu.net/tools-perks/tools/rates.html
- merituscu.net/spend-save/savings
- merituscu.net/spend-save/savings/kasasa-saver.html
All captured Sep 18, 2026
Money Market Savings Accounts
0.25%APY
Only six electronic type transactions allowed per month.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.10% | — |
| $2,500 – $25,000 | 0.25% | $25 |
| $25,000 – $50,000 | 0.52% | — |
| $50,000 and up | 0.56% | — |
Sources (1)
- merituscu.net/tools-perks/tools/rates.html · captured Sep 18, 2026
Share Savings
0.01%APY
Starts membership with Meritus Credit Union. Requires $5 minimum balance to maintain membership. Ages 0-12 automatically enrolled in Wise Kids Savings Club. 2 free withdrawals per month; $2 fee per withdrawal thereafter.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upEarns dividends on balances of $100 or more.$100 and up | 0.01% | $1 | Earns dividends on balances of $100 or more. |
Sources (3)
- merituscu.net/tools-perks/tools/rates.html
- merituscu.net/spend-save/savings
- merituscu.net/spend-save/savin…are-savings-account.html
All captured Sep 18, 2026
Special-purpose accounts
Christmas Club
0.01%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance of $100 to earn dividends.$100 and up | 0.01% | $1 | Minimum balance of $100 to earn dividends. |
Sources (1)
- merituscu.net/tools-perks/tools/rates.html · captured Sep 18, 2026
Health Savings Account (HSA)
0.01%APY
Must be an eligible individual covered under a high deductible health plan (HDHP). No monthly service charge.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upEarns dividends on balances of $500 or more.$500 and up | 0.01% | $1 | Earns dividends on balances of $500 or more. |
Sources (3)
- merituscu.net/spend-save/savings/hsa
- merituscu.net/tools-perks/tools/rates.html
- merituscu.net/spend-save/savings
All captured Sep 18, 2026
IRA Share Savings
0.01%APY
Traditional and Roth IRA options available. No setup fees, monthly, or annual maintenance fees. Annual contribution limits apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upApplies to Traditional and Roth IRA Share Savings. Earns dividends on balances of $100 or more.$100 and up | 0.01% | $1 | Applies to Traditional and Roth IRA Share Savings. Earns dividends on balances of $100 or more. |
Sources (3)
- merituscu.net/tools-perks/tools/rates.html
- merituscu.net/spend-save/savings
- merituscu.net/spend-save/savin…ement-accounts-iras.html
All captured Sep 18, 2026
Vacation Club
0.01%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance of $100 to earn dividends.$100 and up | 0.01% | $1 | Minimum balance of $100 to earn dividends. |
Sources (1)
- merituscu.net/tools-perks/tools/rates.html · captured Sep 18, 2026
Who can join Meritus Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to anyone who lives, works, worships or attends school in Acadia Parish.
- Eligibility is open to anyone who lives, works, worships or attends school in Iberia Parish.
- Eligibility is open to anyone who lives, works, worships or attends school in Lafayette Parish.
- Eligibility is open to anyone who lives, works, worships or attends school in St. Martin Parish.
- Eligibility is open to anyone who lives, works, worships or attends school in Vermilion Parish.
Family and household
- Eligibility is open to immediate family members of existing members, including spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, step-siblings, and adoptive relationships.
Cost to join
- Joining requires opening a share savings account with a minimum deposit of $25.
Membership information collected October 5, 2026.