Bank · FDIC insured
First Horizon Bank Savings Rates
First Horizon Bank’s best savings rate is 0.25% APY on $10,000, with its Traditional Savings. Rates checked October 15, 2026.
How First Horizon Bank’s savings rates compare
Compared with banks and credit unions near Nashville, TN, where First Horizon Bank has the most branches. $10,000, best rate first.
This bank’s best
First Horizon Bank
0.25%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $25
Traditional Savings
Top rate
SmartBank
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
2nd-highest rate
Republic Bank
3.75%APY
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000 a year
- $375
First Horizon Bank savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Horizon Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Traditional Savings
0.25%APY
Quarterly service charge is refunded within 3 business days when linked to Essential Checking account or Advantage Checking account or if the daily balance is at least $250; otherwise a $5 quarterly service charge is applied.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Money Market Savings
0.10%APY
$50 minimum opening deposit. The monthly service charge is refunded within 3 business days when the primary or joint account holder has an active Elite Checking account, or if the total combined balance in consumer deposit accounts is at least $5,000. Otherwise, a $9 monthly service charge applies. Tiered interest at money market rates based on daily balance compounded and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $24,999Monthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month. | 0.10% | $10 | Monthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month. |
| $25,000 – $49,999Monthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month. | 0.10% | — | Monthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month. |
| $50,000 – $99,999Monthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month. | 0.15% | — | Monthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month. |
| $100,000 – $249,999Monthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month. | 0.15% | — | Monthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month. |
| $250,000 and upMonthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month. | 0.15% | — | Monthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month. |
Closed to new customers
TotalView Money Market Savings
0.50%APY
Exclusively available to clients with a TotalView Checking account. No monthly service charge with a TotalView Checking account; otherwise, a $9 monthly service charge is assessed. Balance determines APY paid for all funds in the account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $24,999Exclusively available to clients with a TotalView Checking account. No monthly service charge with a TotalView Checking account; otherwise $9/month. | 0.50% | $50 | Exclusively available to clients with a TotalView Checking account. No monthly service charge with a TotalView Checking account; otherwise $9/month. |
| $25,000 – $49,999Exclusively available to clients with a TotalView Checking account. No monthly service charge with a TotalView Checking account; otherwise $9/month. | 0.60% | — | Exclusively available to clients with a TotalView Checking account. No monthly service charge with a TotalView Checking account; otherwise $9/month. |
| $50,000 – $99,999Exclusively available to clients with a TotalView Checking account. No monthly service charge with a TotalView Checking account; otherwise $9/month. | 0.60% | — | Exclusively available to clients with a TotalView Checking account. No monthly service charge with a TotalView Checking account; otherwise $9/month. |
| $100,000 – $249,999Exclusively available to clients with a TotalView Checking account. No monthly service charge with a TotalView Checking account; otherwise $9/month. | 0.75% | — | Exclusively available to clients with a TotalView Checking account. No monthly service charge with a TotalView Checking account; otherwise $9/month. |
| $250,000 and upExclusively available to clients with a TotalView Checking account. No monthly service charge with a TotalView Checking account; otherwise $9/month. | 0.75% | — | Exclusively available to clients with a TotalView Checking account. No monthly service charge with a TotalView Checking account; otherwise $9/month. |
Sources (2)
- firsthorizon.com/personal/chec…gs-and-cds/compare-rates
- firsthorizon.com/personal/chec…iew-money-market-savings
All captured Sep 18, 2026
Opening an account
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