Credit union · NCUA insured
CUSA Federal Credit Union Savings Rates
CUSA Federal Credit Union’s best savings rate is 0.45% APY on $10,000, with its Prime Money Market. Rates checked October 16, 2026.
How CUSA Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Lafayette, LA, where CUSA Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
CUSA Federal Credit Union
0.45%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $45
Prime Money Market
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Home Bank
3.04%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $304
CUSA Federal Credit Union savings score
77
Savings score
Higher than 43% of U.S. banks and credit unions
- $1,000 balance$1,0000.18%
- $10,000 balance$10,0000.45%
- $100,000 balance$100,0000.80%
- QualifiedQualified0.45%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CUSA Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Prime Money Market
0.45%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,000 and up | 0.45% | $45 |
| $50,000 and up | 0.65% | — |
| $75,000 and up | 0.80% | — |
Sources (1)
- cusafcu.org/savings-rates · captured Oct 5, 2026
Share Accounts
0.18%APY
Deposit minimum of $5 must be maintained while using credit union services. Dividends paid and compounded quarterly on average daily balances of $105 or more.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $105 and upDividends paid and compounded quarterly on average daily balances of $105 or more. | 0.18% | $18 | Dividends paid and compounded quarterly on average daily balances of $105 or more. |
| $5,000 and up | 0.18% | $18 | |
| $10,000 and up | 0.18% | $18 |
Special-purpose accounts
IRA Money Market
0.45%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,000 and up | 0.45% | $45 |
| $50,000 and up | 0.65% | — |
| $75,000 and up | 0.80% | — |
Sources (1)
- cusafcu.org/savings-rates · captured Oct 5, 2026
Individual Retirement Accounts (IRAs) Savings
0.18%APY
Traditional and Roth IRA savings options available. Dividends paid and compounded quarterly on average daily balances of $105 or more.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $105 and upDividends paid and compounded quarterly on average daily balances of $105 or more. | 0.18% | $18 | Dividends paid and compounded quarterly on average daily balances of $105 or more. |
| $5,000 and up | 0.18% | $18 | |
| $10,000 and up | 0.18% | $18 |
Sources (3)
All captured Oct 5, 2026
Who can join CUSA Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or go to school in Acadia, Iberia, Lafayette, Saint Landry, Saint Martin, or Vermilion parishes are eligible for membership.
Employers and groups
- All Chevron employees, contractors, and interns are eligible for membership.
- Employees of partnered Select Employer Groups (SEGs) are eligible for membership.
Family and household
- Family members (spouse, children, parents, brothers, sisters, stepchildren, stepparents, grandchildren, and grandparents) of eligible members are eligible for membership.
Cost to join
- A $5 minimum Share Account balance is required to maintain membership.
Membership information collected October 5, 2026.