Compare Bank & Credit Union Rates
Best savings rates in Indiana
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in Indiana
- Park Community Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.75%–2.25% by balance
Credit union · 2 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: $10.00 monthly maintenance fee waived with active Park Perks or by maintaining a $1,000 minimum balance. 6 free withdrawals per month with $250 minimum withdrawal. $10.00 fee per occurrence for withdrawals under $250 or excess withdrawals beyond 6 per calendar month. Park Perks rates require enrollment in Park Perks (requires Thryve Checking account, debit card, and enrollment in Savings Jar with a minimum of one round up within the current statement cycle).
Offer: Requires active Park Perks enrollment (requires Thryve Checking account, debit card, and enrollment in Savings Jar with minimum of one round up in current statement cycle). Monthly maintenance fee waived.
Qualified rate · 0.75% interest rate · $10 monthly fee · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $50,000Your amount 0.75% $50,000 – $150,000 1.30% $150,000 – $250,000 1.75% $250,000 and up 2.25% Rate checked
More details - Heritage Credit UnionRewards SavingsSavings · $50 min · 0.50%–0.75% by balance
Credit union · 15 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Qualifications to earn higher APY tier must be met during each monthly Qualification Cycle: at least 12 debit card purchases, enrolled in and log into digital banking, enrolled in e-statements, and at least 1 direct deposit into the account. Monthly dividend period. Only funds comprising each tier earn that tier's rate.
Offer: Qualifications met. Tier applies to portion of balance.
Qualified rate · 0.75% interest rate · Effective Sep 1, 2023
Rate by balance
Rate by balance for Rewards Savings Balance APY Any balanceYour amount 0.75% $100,000 and up 0.50%* Rate checked
More details - 0.75%APY$75 a year on $10,000
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: $5.00 minimum balance required to be a member in good standing. All members must have this type of account.
Offer: $5.00 minimum balance required to be a member in good standing. All members must have this type of account.
0.75% interest rate
Rate checked
More details - EWEB Employees Federal Credit UnionMain Money AccountMain Money Account · $1,000 min · 0.65%–1.25% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Designed to keep funds liquid. Withdrawals limited to 6 per month without penalty. Minimum balance of $1,000.00. $10.00 monthly fee per account below Minimum Balance. Compounded and paid monthly.
Offer: Minimum daily balance to earn dividends is $1,000 to $2,499.99. $5.00 fee per withdrawal in excess of 6 per month. $10.00 monthly fee per account below Minimum Balance.
0.65% interest rate · Effective May 18, 2026
Rate by balance
Rate by balance for Main Money Account Balance APY $1,000 – $2,500 0.65% $2,500 – $25,000Your amount 0.75% $25,000 – $75,000 1.00% $75,000 – $100,000 1.05% $100,000 and up 1.25% Rate checked
More details - EWEB Employees Federal Credit UnionMain Money AccountSavings · $1,000 min · 0.65%–1.25% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Offer: $5.00 fee per withdrawal in excess of 6 per month. $10.00 monthly fee per account below Minimum Balance.
0.65% interest rate · $10 monthly fee · Effective May 18, 2026
Rate by balance
Rate by balance for Main Money Account Balance APY $1,000 – $2,500 0.65% $2,500 – $25,000Your amount 0.75% $25,000 – $75,000 1.00% $75,000 – $100,000 1.05% $100,000 and up 1.25% Rate checked
More details - Honda Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.60%–0.90% by balance
Credit union · 1 branch
0.70%APY$70 a year on $10,000Requirements
Product: Tiered variable-rate savings account. Minimum deposit required to open and earn dividends is $2,500. If average daily balance for the month falls below $2,500, APY is 0.00%.
Offer: Minimum balance to earn stated APY is $2,500. If average daily balance falls below $2,500, APY is 0.00%.
0.60% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 0.60% $10,000 – $25,000Your amount 0.70% $25,000 – $50,000 0.80% $50,000 and up 0.90% Rate checked
More details - 0.66%APY$66 a year on $10,000with conditions
Requirements
Product: Requires a Rewards Plus Checking Account. Monthly fee of $9 is reduced to $7 with eStatement, and waived by maintaining a $300 average daily ledger balance.
Offer: Earned on balance up to $50,000 when meeting monthly qualifications and having 3 or more eligible Lake City Bank accounts.
Qualified rate · Balance cap $50,000 · $9 monthly fee · Effective Oct 4, 2026
Rate checked
More details - Financial Health Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.10%–1.00% by balance
Credit union · 3 branches
0.60%APY$60 a year on $10,000Requirements
Product: Tiered-rate account paying dividends monthly based on average daily balance. Low minimum opening balance of $2,500. No fees if balance is kept above $2,500.
Offer: Variable rate based on Annual Percentage Yield; rates may change at any time. Dividends paid monthly on the average daily balance for the month.
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.10% $2,500 – $5,000 0.30% $5,000 – $10,000Your amount 0.60% $10,000 – $25,000 0.80% Over $25,000 1.00% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: Designed for higher account balances. Requires maintaining $25.00 in Membership Savings. No monthly service fees. Entire account balance earns the dividend rate associated with the balance tier level attained. Dividends calculated by daily balance method, compounded and credited monthly. Account transfer and withdrawal limitations apply.
Offer: Minimum of $10,000 to earn dividends.
0.00% interest rate · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $10,000 0.00% $10,000 – $25,000Your amountOnce tier balance is met, the dividend rate and APY apply to the full balance of the account. 0.60% $25,000 – $50,000Once tier balance is met, the dividend rate and APY apply to the full balance of the account. 0.80% $50,000 – $100,000Once tier balance is met, the dividend rate and APY apply to the full balance of the account. 1.21% $100,000 and upOnce tier balance is met, the dividend rate and APY apply to the full balance of the account. 1.71% Rate checked
More details - 0.56%APY$56 a year on $10,000with conditions
Requirements
Product: Requires a Rewards Plus Checking Account. Monthly fee of $9 is reduced to $7 with eStatement, and waived by maintaining a $300 average daily ledger balance.
Offer: Earned on entire Rewards Plus Savings balance when meeting monthly qualifications.
Qualified rate · $9 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 3Rivers Federal Credit UnionMoney PlusMoney Plus · $10,000 min · 0.55%–0.85% by balance
Credit union · 24 branches
0.55%APY$55 a year on $10,000Requirements
Product: A $10,000 minimum balance is required to open. May issue up to 3 checks per month. If balance falls below $10,000 any time during the month, dividend rates become equal to stated Standard Savings rate and a $15 monthly maintenance fee is incurred. Daily compounding credited monthly.
Offer: A $15 monthly maintenance fee will incur for balances falling below $10,000.
0.55% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Plus Balance APY $10,000 – $35,000Your amount 0.55% $35,000 – $75,000 0.60% $75,000 – $125,000 0.70% $125,000 – $500,000 0.75% $500,000 and up 0.85% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Minimum balance is $7,500.00. If balance falls below $7,500.00, no interest is earned, and a $10 monthly fee is assessed until the balance returns to the minimum. No checking/debit card access. Account transfer and withdrawal limitations apply.
Offer: Dividends are paid monthly and calculated from day of deposit to day of withdrawal. $10 monthly fee applies if balance falls below $7,500.00.
0.55% interest rate · $10 monthly fee
Rate checked
More details - United Federal Credit UnionElevate Money MarketElevate Money Market · $1,000 min · 0.50%–1.00% by balance
Credit union · 3 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Tiered money market program for consumer accounts only; business accounts not eligible. Subject to membership qualifications. Bonus rate of 2.50% APY applies when meeting qualifying checking, debit/credit transactions, direct deposit/ACH, and e-statement criteria.
Offer: Standard tier rate.
Qualified rate · 0.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Elevate Money Market Balance APY $1,000 and upYour amount 0.50% $100,000 and up 0.75% $250,000 and up 1.00% Rate checked
More details - HARVESTER FINANCIALMoney Market AccountsMoney Market Accounts · $5,000 min · 0.50%–1.75% by balance
Credit union · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Rates may vary after account is open. Minimum balance of $1,000 required to earn stated dividend rate and APY.
Offer: Minimum balance of $1,000 required to earn stated dividend rate and APY.
0.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $5,000 – $75,000Your amount 0.50% $75,001 – $150,000 1.00% $150,001 and up 1.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Indiana
457 accounts at 173 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
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Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 11 branches
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch