Credit union · NCUA insured
HARVESTER FINANCIAL Savings Rates
HARVESTER FINANCIAL’s best savings rate is 0.50% APY on $10,000, with its Money Market Accounts. Rates checked October 15, 2026.
How HARVESTER FINANCIAL’s savings rates compare
Compared with banks and credit unions near Indianapolis, IN, where HARVESTER FINANCIAL has the most branches. $10,000, best rate first.
This credit union’s best
HARVESTER FINANCIAL
0.50%APY
- Minimum
- —
- Earns on $10,000 a year
- $50
Money Market Accounts
Top rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
2nd-highest rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
HARVESTER FINANCIAL savings score
77
Savings score
Higher than 43% of U.S. banks and credit unions
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where HARVESTER FINANCIAL ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Accounts
0.50%APY
Rates may vary after account is open. Minimum balance of $1,000 required to earn stated dividend rate and APY.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 – $75,000Minimum balance of $1,000 required to earn stated dividend rate and APY. | 0.50% | $50 | Minimum balance of $1,000 required to earn stated dividend rate and APY. |
| $75,001 – $150,000Minimum balance of $1,000 required to earn stated dividend rate and APY. | 1.00% | — | Minimum balance of $1,000 required to earn stated dividend rate and APY. |
| $150,001 and upMinimum balance of $1,000 required to earn stated dividend rate and APY. | 1.75% | — | Minimum balance of $1,000 required to earn stated dividend rate and APY. |
Sources (1)
- originscu.org/savings-rates · captured Oct 15, 2026
Special-purpose accounts
Holiday Club
0.15%APY
Transaction fee of $10.00 for each withdrawal or transfer made from January 1st through September 30th; no charge for withdrawals or transfers from October 1st through December 31st. All accounts have no regular monthly fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceWithdrawals/transfers between Jan 1 and Sep 30 incur a $10 fee; fee-free Oct 1 to Dec 31.Any balance | 0.15% | $15 | Withdrawals/transfers between Jan 1 and Sep 30 incur a $10 fee; fee-free Oct 1 to Dec 31. |
Shares/Vacation
0.15%APY
Minimum deposit of $5.00 is required to open a Share Savings Account. Regular savings dividends are compounded daily and paid at the close of each quarter. No regular monthly fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded daily and paid quarterly. No regular monthly fee.Any balance | 0.15% | $15 | Dividends compounded daily and paid quarterly. No regular monthly fee. |
Who can join HARVESTER FINANCIAL
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.