Credit union · NCUA insured
EWEB Employees Federal Credit Union Savings Rates
EWEB Employees Federal Credit Union’s best savings rate is 0.75% APY on $10,000, with its Main Money Account. Rates checked October 22, 2026.
How EWEB Employees Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Eugene, OR, where EWEB Employees Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
EWEB Employees Federal Credit Union
0.75%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $75
Main Money Account
Top rate
Peak Credit Union
5.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
EWEB Employees Federal Credit Union savings score
83
Savings score
Higher than 62% of U.S. banks and credit unions
- $1,000 balance$1,0000.65%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0001.25%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where EWEB Employees Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Main Money Account
0.75%APY
Designed to keep funds liquid. Withdrawals limited to 6 per month without penalty. Minimum balance of $1,000.00. $10.00 monthly fee per account below Minimum Balance. Compounded and paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $2,500Minimum daily balance to earn dividends is $1,000 to $2,499.99. $5.00 fee per withdrawal in excess of 6 per month. $10.00 monthly fee per account below Minimum Balance. | 0.65% | — | Minimum daily balance to earn dividends is $1,000 to $2,499.99. $5.00 fee per withdrawal in excess of 6 per month. $10.00 monthly fee per account below Minimum Balance. |
| $2,500 – $25,000Minimum daily balance to earn dividends is $2,500 to $24,999.99. $5.00 fee per withdrawal in excess of 6 per month. $10.00 monthly fee per account below Minimum Balance. | 0.75% | $75 | Minimum daily balance to earn dividends is $2,500 to $24,999.99. $5.00 fee per withdrawal in excess of 6 per month. $10.00 monthly fee per account below Minimum Balance. |
| $25,000 – $75,000Minimum daily balance to earn dividends is $25,000 to $74,999.99. $5.00 fee per withdrawal in excess of 6 per month. $10.00 monthly fee per account below Minimum Balance. | 1.00% | — | Minimum daily balance to earn dividends is $25,000 to $74,999.99. $5.00 fee per withdrawal in excess of 6 per month. $10.00 monthly fee per account below Minimum Balance. |
| $75,000 – $100,000Minimum daily balance to earn dividends is $75,000 to $99,999.99. $5.00 fee per withdrawal in excess of 6 per month. $10.00 monthly fee per account below Minimum Balance. | 1.05% | — | Minimum daily balance to earn dividends is $75,000 to $99,999.99. $5.00 fee per withdrawal in excess of 6 per month. $10.00 monthly fee per account below Minimum Balance. |
| $100,000 and upMinimum daily balance to earn dividends is $100,000 & over. $5.00 fee per withdrawal in excess of 6 per month. $10.00 monthly fee per account below Minimum Balance. | 1.25% | — | Minimum daily balance to earn dividends is $100,000 & over. $5.00 fee per withdrawal in excess of 6 per month. $10.00 monthly fee per account below Minimum Balance. |
Sources (1)
- myewebcu.org/accounts/money-market · captured Sep 15, 2026
Main Money Account
0.75%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $2,500$5.00 fee per withdrawal in excess of 6 per month. $10.00 monthly fee per account below Minimum Balance. | 0.65% | — | $5.00 fee per withdrawal in excess of 6 per month. $10.00 monthly fee per account below Minimum Balance. |
| $2,500 – $25,000$5.00 fee per withdrawal in excess of 6 per month. $10.00 monthly fee per account below Minimum Balance. | 0.75% | $75 | $5.00 fee per withdrawal in excess of 6 per month. $10.00 monthly fee per account below Minimum Balance. |
| $25,000 – $75,000$5.00 fee per withdrawal in excess of 6 per month. $10.00 monthly fee per account below Minimum Balance. | 1.00% | — | $5.00 fee per withdrawal in excess of 6 per month. $10.00 monthly fee per account below Minimum Balance. |
| $75,000 – $100,000$5.00 fee per withdrawal in excess of 6 per month. $10.00 monthly fee per account below Minimum Balance. | 1.05% | — | $5.00 fee per withdrawal in excess of 6 per month. $10.00 monthly fee per account below Minimum Balance. |
| $100,000 and up$5.00 fee per withdrawal in excess of 6 per month. $10.00 monthly fee per account below Minimum Balance. | 1.25% | — | $5.00 fee per withdrawal in excess of 6 per month. $10.00 monthly fee per account below Minimum Balance. |
Sources (1)
- myewebcu.org/accounts/regular-savings · captured Sep 15, 2026
Regular Shares
0.10%APY
Passbook savings pays dividends designed for short terms savings. Withdrawals limited to 6 per month without penalty.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $6Minimum daily balance of $6.01 in order to earn dividends. $5.00 fee per withdrawal in excess of 6 per month.Over $6 | 0.10% | $10 | Minimum daily balance of $6.01 in order to earn dividends. $5.00 fee per withdrawal in excess of 6 per month. |
Sources (1)
- myewebcu.org/accounts/regular-savings · captured Sep 15, 2026
Special-purpose accounts
Holiday Plus Shares
0.15%APY
Save for all your special needs. Withdrawals are limited to twice a year. Remaining balance is distributed on November 1st each year. Perfect for saving for property taxes or holiday spending.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMinimum Daily Balance of $10.00 in order to earn dividends.$10 and up | 0.15% | $15 | Minimum Daily Balance of $10.00 in order to earn dividends. |
Sources (2)
All captured Sep 15, 2026
Who can join EWEB Employees Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to current or retired employees of the Eugene Water & Electric Board.
- Membership is open to EWEB Commissioners.
Family and household
- Membership is open to immediate family members of current or retired Eugene Water & Electric Board employees or EWEB Commissioners.
Membership information collected October 4, 2026.