Tech Credit Union Savings & Money Market Rates

How Tech Credit Union’s savings rates compare

Compared with banks and credit unions near Chicago, IL-IN, where Tech Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Tech Credit Union
0.60%APY
Requires
None
Minimum
$25
Earns on $10,000 a year
$60
Premier Savings
Top rate
Justice Federal Credit Union
4.00%APY
Requires
Monthly account activity
Minimum
$0
Earns on $10,000 a year
$400
Justice Federal Credit Union rates
2nd-highest rate
United Trust Bank
3.90%APY
Requires
None
Minimum
$10,000
Earns on $10,000 a year
$390
United Trust Bank rates

Compare savings rates near you →

81

Savings score

Higher than 54% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.10%
$10,000 balance$10,0000.60%
$100,000 balance$100,0001.71%
QualifiedQualified0.60%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Tech Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Premier Savings

0.60%APY$25 to open

Designed for higher account balances. Requires maintaining $25.00 in Membership Savings. No monthly service fees. Entire account balance earns the dividend rate associated with the balance tier level attained. Dividends calculated by daily balance method, compounded and credited monthly. Account transfer and withdrawal limitations apply.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $10,000Minimum of $10,000 to earn dividends.	0.00%	—	Minimum of $10,000 to earn dividends.
$10,000 – $25,000Once tier balance is met, the dividend rate and APY apply to the full balance of the account.	0.60%	$60	Once tier balance is met, the dividend rate and APY apply to the full balance of the account.
$25,000 – $50,000Once tier balance is met, the dividend rate and APY apply to the full balance of the account.	0.80%	—	Once tier balance is met, the dividend rate and APY apply to the full balance of the account.
$50,000 – $100,000Once tier balance is met, the dividend rate and APY apply to the full balance of the account.	1.21%	—	Once tier balance is met, the dividend rate and APY apply to the full balance of the account.
$100,000 and upOnce tier balance is met, the dividend rate and APY apply to the full balance of the account.	1.71%	—	Once tier balance is met, the dividend rate and APY apply to the full balance of the account.

Sources (3)

All captured Sep 18, 2026

Membership Savings

0.20%APY$25 to open

Establishes membership in Tech Credit Union; requires maintaining minimum share balance. No monthly service fees. Dividends calculated by daily balance method, compounded and credited monthly. Account transfer and withdrawal limitations apply.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $25Dividends paid are determined by the amount of deposit balance within each rate tier.	0.00%	—	Dividends paid are determined by the amount of deposit balance within each rate tier.
Up to $1,000Dividends paid are determined by the amount of deposit balance within each rate tier.	0.10%	—	Dividends paid are determined by the amount of deposit balance within each rate tier.
$1,000 – $5,000Dividends paid are determined by the amount of deposit balance within each rate tier.	0.10%	—	Dividends paid are determined by the amount of deposit balance within each rate tier.
$5,000 – $10,000Dividends paid are determined by the amount of deposit balance within each rate tier. Members 60+ with minimum $5,000 in Membership Savings receive Prime Time benefits.	0.10%	—	Dividends paid are determined by the amount of deposit balance within each rate tier. Members 60+ with minimum $5,000 in Membership Savings receive Prime Time benefits.
$10,000 – $25,000Dividends paid are determined by the amount of deposit balance within each rate tier.	0.20%	$20	Dividends paid are determined by the amount of deposit balance within each rate tier.
$25,000 – $50,000Dividends paid are determined by the amount of deposit balance within each rate tier.	0.35%	—	Dividends paid are determined by the amount of deposit balance within each rate tier.
$50,000 and upDividends paid are determined by the amount of deposit balance within each rate tier.	0.60%	—	Dividends paid are determined by the amount of deposit balance within each rate tier.

Sources (3)

All captured Sep 18, 2026

Special-purpose accounts

Education Savings Account

0.50%APYKids and teens$25 to open

Available to help pay for qualified continuing education for anyone under age 18. Must have $25.00 in Membership Savings. Minimum of $25.00 to open. Dividends calculated by average daily balance method, compounded and credited monthly.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$25 and upMinimum average daily balance of $25.00 required to earn stated APY.$25 and up	0.50%	$50	Minimum average daily balance of $25.00 required to earn stated APY.

Sources (3)

All captured Sep 18, 2026

Individual Retirement Account

0.50%APYIRA$25 to open

All Tech CU IRA accounts require a $25 initial deposit to open. No set-up or annual maintenance fees. Dividends calculated by average daily balance method, compounded and credited monthly. Account transfer and withdrawal limitations apply.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$25 and upMinimum average daily balance of $25.00 required to earn stated APY.$25 and up	0.50%	$50	Minimum average daily balance of $25.00 required to earn stated APY.

Sources (3)

All captured Sep 18, 2026

Christmas Club

0.10%APYClub$5 to open

Special savings account to save for holidays. Must have $25.00 in Membership Savings. Minimum opening deposit $5.00 on product page ($25.00 in rate schedule). Automatic monthly deposit of $10.00 or more is required. No monthly service fees. On October 15th, funds automatically transfer to Membership Savings or Tech Checking. Account closes upon withdrawal prior to Oct 15. Dividends calculated by average daily balance method, compounded and credited monthly.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceAutomatic monthly deposit of $10.00 or more is required. Funds transfer on or after Oct 15.Any balance	0.10%	$10	Automatic monthly deposit of $10.00 or more is required. Funds transfer on or after Oct 15.

Sources (3)

All captured Sep 18, 2026

Preferred Club

0.10%APYClub

Club account option earning club dividends. Dividends calculated by average daily balance method, compounded and credited monthly.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Any balance	0.10%	$10

Sources (1)

techcu.org/deposit/deposit-account-rates · captured Sep 18, 2026

Who can join Tech Credit Union

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Visit institution website ↗Branches and institution details

How Tech Credit Union’s savings rates compare

Tech Credit Union savings score

Current savings rates

Premier Savings

Membership Savings

Special-purpose accounts

Education Savings Account

Individual Retirement Account

Christmas Club

Preferred Club

Who can join Tech Credit Union