Credit union · NCUA insured
EWEB Employees Federal Credit Union
A $35M credit union headquartered in Eugene, OR, with 1,445 members and 3 branches in 2 states. Best rates: CDs 3.15% and savings 0.75% APY.
EWEB Employees Federal Credit Union Carrot Score
78
Carrot Score
Higher than 47% of U.S. banks and credit unions
#8 of 21 in Eugene, OR metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About EWEB Employees Federal Credit Union
Established in 1954 in Eugene, Oregon, EWEB Employees Federal Credit Union is a member-owned and directed financial cooperative.
It was formed by 12 Eugene Water & Electric Board employees to serve the financial needs of EWEB colleagues and their families.
- Headquarters
- 255 Coburg Rd, Eugene, OR 97401
- NCUA charter
- 9777
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to current or retired employees of the Eugene Water & Electric Board.
- Membership is open to EWEB Commissioners.
Family and household
- Membership is open to immediate family members of current or retired Eugene Water & Electric Board employees or EWEB Commissioners.
Branches
3 branches in 2 states
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Oregon
2 branches
- Corporate OfficeMain office255 Coburg Rd, Eugene, OR 97401Directions
- Roc4200 Roosevelt Blvd, Eugene, OR 97402Directions
Indiana
1 branch
- BradfordScott Data Corp1001 Chestnut Hills Pkwy, Fort Wayne, IN 46814Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.59% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.12% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.94% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $55 | $59 | — |
- CapitalNet worth ratio13.59%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.12%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.94%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$55Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of EWEB Employees Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.