Credit union · NCUA insured
Financial Health Federal Credit Union
A $31.5M credit union headquartered in Indianapolis, IN, with 6,544 members and 3 branches in Indiana. Best rates: savings 0.60% APY.
Financial Health Federal Credit Union Carrot Score
78
Carrot Score
Higher than 47% of U.S. banks and credit unions
#22 of 43 in Indianapolis, IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Financial Health Federal Credit Union
Financial Health Federal Credit Union is a member-owned cooperative founded in 1971 and headquartered in Indianapolis, Indiana.
It serves IU Health employees and residents of the urban core of Indianapolis, operating as a designated Low Income Credit Union with three local branches.
- Headquarters
- 777 Indiana Ave, Indianapolis, IN 46202-3101
- NCUA charter
- 20793
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or go to school in specified Indianapolis zip codes are eligible for credit union membership.
Employers and groups
- Employees of IU Health and its affiliates are eligible for membership.
- Employees and program participants of listed partner organizations are eligible for membership.
Family and household
- Spouses, children, siblings, parents, and grandchildren of current credit union members are eligible for membership.
Branches
3 branches in Indiana
Loading map…
Indiana
3 branches
- Financial Health Federal Credit UnionMain office777 Indiana Ave, Indianapolis, IN 46202Directions
- Fhfcu Med Tower Branch1633 N Capitol Ave, Indianapolis, IN 46202Directions
- FHFCU- East Branch2401 E 10th St, Indianapolis, IN 46201Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.41% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.20% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -3.50% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $46 | $59 | — |
- CapitalNet worth ratio10.41%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.20%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-3.50%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$46Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Financial Health Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.