Credit union · NCUA insured
Park Community Credit Union Savings Rates
Park Community Credit Union’s best savings rate is 0.07% APY on $10,000, with its Stryve Savings. Rates checked October 22, 2026.
How Park Community Credit Union’s savings rates compare
Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where Park Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Park Community Credit Union
0.75%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $75
Money Market Account
Top rate
LG&E Co. Credit Union
5.12%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $512
2nd-highest rate
Beacon Community Credit Union
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
Park Community Credit Union savings score
80
Savings score
Higher than 52% of U.S. banks and credit unions
- $1,000 balance$1,0000.45%
- $10,000 balance$10,0000.45%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Park Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
Up to 0.75%APY
$10.00 monthly maintenance fee waived with active Park Perks or by maintaining a $1,000 minimum balance. 6 free withdrawals per month with $250 minimum withdrawal. $10.00 fee per occurrence for withdrawals under $250 or excess withdrawals beyond 6 per calendar month. Park Perks rates require enrollment in Park Perks (requires Thryve Checking account, debit card, and enrollment in Savings Jar with a minimum of one round up within the current statement cycle).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $50,000Requires active Park Perks enrollment (requires Thryve Checking account, debit card, and enrollment in Savings Jar with minimum of one round up in current statement cycle). Monthly maintenance fee waived. | 0.75% | $75 | Requires active Park Perks enrollment (requires Thryve Checking account, debit card, and enrollment in Savings Jar with minimum of one round up in current statement cycle). Monthly maintenance fee waived. |
| $1,000 – $50,000Standard rate without Park Perks. Monthly maintenance fee of $10 waived with active Park Perks or by maintaining a $1,000 minimum balance. | 0.45% | $45 | Standard rate without Park Perks. Monthly maintenance fee of $10 waived with active Park Perks or by maintaining a $1,000 minimum balance. |
| $50,000 – $150,000Requires active Park Perks enrollment (requires Thryve Checking account, debit card, and enrollment in Savings Jar with minimum of one round up in current statement cycle). Monthly maintenance fee waived. | 1.30% | — | Requires active Park Perks enrollment (requires Thryve Checking account, debit card, and enrollment in Savings Jar with minimum of one round up in current statement cycle). Monthly maintenance fee waived. |
| $50,000 – $150,000Standard rate without Park Perks. Monthly maintenance fee of $10 waived with active Park Perks or by maintaining a $1,000 minimum balance. | 1.00% | — | Standard rate without Park Perks. Monthly maintenance fee of $10 waived with active Park Perks or by maintaining a $1,000 minimum balance. |
| $150,000 – $250,000Requires active Park Perks enrollment (requires Thryve Checking account, debit card, and enrollment in Savings Jar with minimum of one round up in current statement cycle). Monthly maintenance fee waived. | 1.75% | — | Requires active Park Perks enrollment (requires Thryve Checking account, debit card, and enrollment in Savings Jar with minimum of one round up in current statement cycle). Monthly maintenance fee waived. |
| $150,000 – $250,000Standard rate without Park Perks. Monthly maintenance fee of $10 waived with active Park Perks or by maintaining a $1,000 minimum balance. | 1.00% | — | Standard rate without Park Perks. Monthly maintenance fee of $10 waived with active Park Perks or by maintaining a $1,000 minimum balance. |
| $250,000 and upRequires active Park Perks enrollment (requires Thryve Checking account, debit card, and enrollment in Savings Jar with minimum of one round up in current statement cycle). Monthly maintenance fee waived. | 2.25% | — | Requires active Park Perks enrollment (requires Thryve Checking account, debit card, and enrollment in Savings Jar with minimum of one round up in current statement cycle). Monthly maintenance fee waived. |
| $250,000 and upStandard rate without Park Perks. Monthly maintenance fee of $10 waived with active Park Perks or by maintaining a $1,000 minimum balance. | 1.10% | — | Standard rate without Park Perks. Monthly maintenance fee of $10 waived with active Park Perks or by maintaining a $1,000 minimum balance. |
Sources (3)
- parkcommunity.com/disclosures-fees
- parkcommunity.com/stryve
- parkcommunity.com/stryve/money-market-accounts
All captured Sep 19, 2026
Stryve Savings
0.07%APY
Membership share account. Can be opened with as little as $5. Minimum combined daily balance of $200 required within 6 months to avoid monthly maintenance fee, unless the member has another account relationship.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$5.00 monthly maintenance fee applies if minimum combined daily balance drops below $200 with savings relationship only and no other services; fee waived for first 6 months of membership, members under 18/over 65, or with loan/credit card relationship.Any balance | 0.07% | $7 | $5.00 monthly maintenance fee applies if minimum combined daily balance drops below $200 with savings relationship only and no other services; fee waived for first 6 months of membership, members under 18/over 65, or with loan/credit card relationship. |
Special-purpose accounts
Community Money Market
3.00%APY
Offer valid for non-profit organizations only. Must qualify for membership. $1,000.00 minimum deposit required to open account. Dividends calculated by average daily balance of at least $1,000.00; no dividend earned if average daily balance is below $1,000.00. Compounded and credited monthly. 6 free withdrawals per month with $250 minimum per withdrawal.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $50,000 | 3.00% | $300 |
| $50,000 – $150,000 | 3.50% | — |
| $150,000 – $250,000 | 3.75% | — |
| $250,000 and up | 4.00% | — |
Sources (1)
- parkcommunity.com/community · captured Sep 19, 2026
HSA Account
0.07%APY
Available to individuals with a high deductible health plan. Interest is paid on balances over $200. No monthly service charge. Unused funds roll over year after year. Includes free Wellness HSA Card from MasterCard.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upMust have a high deductible health plan. Interest paid on balances over $200. No monthly service charge.$200 and up | 0.07% | $7 | Must have a high deductible health plan. Interest paid on balances over $200. No monthly service charge. |
Sources (1)
- parkcommunity.com/stryve · captured Sep 19, 2026
Holiday Savings
0.07%APY
Funds available for withdrawal on the first business day of October. Early withdrawal penalty may be imposed ($8.00 fee per withdrawal waived from first business day in October through January 31).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFunds available for withdrawal on first business day of October. $5.00 monthly fee applies if minimum combined daily balance drops below $200 with savings relationship only; waived first 6 months, for members under 18/over 65, or with loan/credit card relationship. Early withdrawal fee is $8.00 (waived Oct 1 – Jan 31).Any balance | 0.07% | $7 | Funds available for withdrawal on first business day of October. $5.00 monthly fee applies if minimum combined daily balance drops below $200 with savings relationship only; waived first 6 months, for members under 18/over 65, or with loan/credit card relationship. Early withdrawal fee is $8.00 (waived Oct 1 – Jan 31). |
IRA Savings
0.07%APY
Available as Traditional or Roth IRA savings account offering tax-deferred or tax-free growth advantages. Excluded from dormant account fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTraditional or Roth IRA savings.Any balance | 0.07% | $7 | Traditional or Roth IRA savings. |
Sources (3)
All captured Sep 19, 2026
Who can join Park Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Membership is open to anyone who joins the Financial Fitness Association (FFA), with complimentary membership provided by Park for those who do not otherwise qualify.
Where you live or work
- Eligibility is available to individuals who live, work, worship, or attend school in one of Park Community Credit Union's qualifying areas/counties.
Employers and groups
- Eligibility is available to members of qualifying community partner organizations and associations.
- Eligibility is available to employees of Park Community Credit Union's employer/workplace partners.
Military, government and schools
- Eligibility is available to employees of qualifying government entities and educational institutions partnered with Park Community Credit Union.
Family and household
- Eligibility is open to immediate family members or members of the household of individuals eligible for Park Community Credit Union.
Membership information collected October 4, 2026.