Credit union · NCUA insured
Park Community Credit Union
A $1.4B credit union, the 348th largest of 4,329, headquartered in Louisville, KY, with 80,908 members and 15 branches in 2 states. Best rates: CDs 3.75% and savings 0.07% APY.
Park Community Credit Union Carrot Score
70
Carrot Score
Higher than 27% of U.S. banks and credit unions
#32 of 43 in Louisville/Jefferson County, KY-IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Park Community Credit Union
Park Community Credit Union is a Community Development Financial Institution (CDFI) credit union in Kentucky that was originally created for employees of GE Appliance Park in Louisville.
- Headquarters
- 2515 Blankenbaker Pkwy, Louisville, KY 40299-2465
- NCUA charter
- 24931
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Membership is open to anyone who joins the Financial Fitness Association (FFA), with complimentary membership provided by Park for those who do not otherwise qualify.
Where you live or work
- Eligibility is available to individuals who live, work, worship, or attend school in one of Park Community Credit Union's qualifying areas/counties.
Employers and groups
- Eligibility is available to members of qualifying community partner organizations and associations.
- Eligibility is available to employees of Park Community Credit Union's employer/workplace partners.
Military, government and schools
- Eligibility is available to employees of qualifying government entities and educational institutions partnered with Park Community Credit Union.
Family and household
- Eligibility is open to immediate family members or members of the household of individuals eligible for Park Community Credit Union.
Branches
15 branches in 2 states
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Kentucky
13 branches
Louisville/Jefferson County area · 10
- Blankenbaker Branch2501 Blankenbaker Pkwy, Louisville, KY 40299Directions
- Cedar Creek7714 Bardstown Rd Ste 108, Louisville, KY 40291Directions
- Dixie Office7521 Dixie Hwy, Louisville, KY 40258Directions
- Douglass Loop2123 Bardstown Rd, Louisville, KY 40205Directions
- Fern Valley Rd Office6101 Fern Valley Rd, Louisville, KY 40228Directions
- Hikes Point3083 Breckenridge Ln, Louisville, KY 40220Directions
- Hillview Office134 Dr Arla Way, Louisville, KY 40229Directions
- West Broadway2820 W Broadway Ste 1100, Louisville, KY 40211Directions
- West Jefferson1219 W Jefferson St Ste 103, Louisville, KY 40203Directions
- Shepherdsville Office415 Adam Shepherd Pkwy, Shepherdsville, KY 40165Directions
Richmond area · 2
- Berea Office501 Walnut Meadow Rd, Berea, KY 40403Directions
- Richmond Office1300 Gibson Bay Dr, Richmond, KY 40475Directions
Lexington area · 1
- Hamburg2217 War Admiral Way Ste 102, Lexington, KY 40509Directions
Indiana
2 branches
- Clarksville Office1010 Veterans Pkwy, Clarksville, IN 47129Directions
- New Albany Office4100 Technology Ave, New Albany, IN 47150Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 17.86% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 2.00% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.41% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $97 | $88 | — |
- CapitalNet worth ratio17.86%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late2.00%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.41%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$97Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Park Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.