Credit union · NCUA insured
HARVESTER FINANCIAL
A $82.4M credit union headquartered in Indianapolis, IN, with 6,395 members and 3 branches in Indiana. Best rates: CDs 4.00% and savings 0.50% APY.
HARVESTER FINANCIAL Carrot Score
84
Carrot Score
Higher than 66% of U.S. banks and credit unions
#14 of 43 in Indianapolis, IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About HARVESTER FINANCIAL
- Headquarters
- 7020 Brookville Rd, Indianapolis, IN 46239
- NCUA charter
- 68584
Branches
3 branches in Indiana
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Indiana
3 branches
- IndianapolisMain office7020 Brookville Rd, Indianapolis, IN 46239Directions
- Rockville Road5212 Rockville Rd, Indianapolis, IN 46224Directions
- Shelbyville2507 Progress Pkwy, Shelbyville, IN 46176Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.35% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.36% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -1.22% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $51 | $59 | — |
- CapitalNet worth ratio9.35%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.36%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-1.22%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$51Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of HARVESTER FINANCIAL are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.