Credit union · NCUA insured
Financial Health Federal Credit Union Savings Rates
Financial Health Federal Credit Union’s best savings rate is 0.60% APY on $10,000, with its Money Market Account. Rates checked October 15, 2026.
How Financial Health Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Indianapolis, IN, where Financial Health Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Financial Health Federal Credit Union
0.60%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $60
Money Market Account
Top rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
2nd-highest rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
Financial Health Federal Credit Union savings score
81
Savings score
Higher than 54% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Financial Health Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.60%APY
Tiered-rate account paying dividends monthly based on average daily balance. Low minimum opening balance of $2,500. No fees if balance is kept above $2,500.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Variable rate based on Annual Percentage Yield; rates may change at any time. Dividends paid monthly on the average daily balance for the month. | 0.10% | — | Variable rate based on Annual Percentage Yield; rates may change at any time. Dividends paid monthly on the average daily balance for the month. |
| $2,500 – $5,000Variable rate based on Annual Percentage Yield; rates may change at any time. Dividends paid monthly on the average daily balance for the month. | 0.30% | — | Variable rate based on Annual Percentage Yield; rates may change at any time. Dividends paid monthly on the average daily balance for the month. |
| $5,000 – $10,000Variable rate based on Annual Percentage Yield; rates may change at any time. Dividends paid monthly on the average daily balance for the month. | 0.60% | $60 | Variable rate based on Annual Percentage Yield; rates may change at any time. Dividends paid monthly on the average daily balance for the month. |
| $10,000 – $25,000Variable rate based on Annual Percentage Yield; rates may change at any time. Dividends paid monthly on the average daily balance for the month. | 0.80% | — | Variable rate based on Annual Percentage Yield; rates may change at any time. Dividends paid monthly on the average daily balance for the month. |
| Over $25,000Variable rate based on Annual Percentage Yield; rates may change at any time. Dividends paid monthly on the average daily balance for the month. | 1.00% | — | Variable rate based on Annual Percentage Yield; rates may change at any time. Dividends paid monthly on the average daily balance for the month. |
Sources (3)
All captured Sep 25, 2026
Emergency Fund Account
0.20%APY
No minimum deposits or balance rules. Dividends paid monthly on the average daily balance. Withdrawals allowed less a $5 service charge. Variable rates subject to change.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid monthly on average daily balance. No minimum deposits or balance rules. Variable rate.Any balance | 0.20% | $20 | Dividends paid monthly on average daily balance. No minimum deposits or balance rules. Variable rate. |
Sources (2)
All captured Sep 18, 2026
Regular Share Account
0.10%APY
Establishes credit union membership. Dividends paid monthly on the average daily balance. Variable rates subject to change.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upDividends paid monthly on the average daily balance for the month. Variable rate.$10 and up | 0.10% | $10 | Dividends paid monthly on the average daily balance for the month. Variable rate. |
Sources (3)
All captured Sep 18, 2026
Special-purpose accounts
Holiday Club Account
0.20%APY
No minimum deposits or balance rules. Dividends paid at maturity (October 31st). Lump sum payout to savings or share draft account in November. Withdrawals allowed less a $5 service charge. Variable rates subject to change.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid at maturity, October 31st. Lump sum payout in November. No minimum deposits or balance rules.Any balance | 0.20% | $20 | Dividends paid at maturity, October 31st. Lump sum payout in November. No minimum deposits or balance rules. |
Sources (2)
All captured Sep 18, 2026
Property Tax Club Account
0.20%APY
No minimum deposits or balance rules. Dividends paid at maturity (April 30th & November 30th). Withdrawals allowed less a $5 service charge. Variable rates subject to change.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid at maturity, April 30th & November 30th. No minimum deposits or balance rules.Any balance | 0.20% | $20 | Dividends paid at maturity, April 30th & November 30th. No minimum deposits or balance rules. |
Sources (2)
All captured Sep 18, 2026
Vacation Club Account
0.20%APY
No minimum deposits or balance rules. Dividends paid at maturity (March 31st). Lump sum payout to savings or share draft account in April. Withdrawals allowed less a $5 service charge. Variable rates subject to change.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid at maturity, March 31st. Lump sum payout in April. No minimum deposits or balance rules.Any balance | 0.20% | $20 | Dividends paid at maturity, March 31st. Lump sum payout in April. No minimum deposits or balance rules. |
Sources (2)
All captured Sep 18, 2026
Who can join Financial Health Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or go to school in specified Indianapolis zip codes are eligible for credit union membership.
Employers and groups
- Employees of IU Health and its affiliates are eligible for membership.
- Employees and program participants of listed partner organizations are eligible for membership.
Family and household
- Spouses, children, siblings, parents, and grandchildren of current credit union members are eligible for membership.
Membership information collected October 5, 2026.