Compare Bank & Credit Union Rates
Best savings rates in Illinois
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 406–420 results in Illinois
- 0.25%APY$25 a year on $10,000
0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Become a member by opening with as little as $25 deposit and maintain a balance of at least $25 as ownership share.
Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Dec 1, 2022
Rate checked
More details - Springfield City Employees Credit UnionShare (Savings) AccountSavings · $5 min
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: The Share (Savings) Account establishes membership and makes you a part owner. Dividends are earned based on the average daily balance method on balances of $5.00 or more.
Offer: Dividends earned based on average daily balance method.
0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Passbook is your financial statement. Free online banking, free money orders and official checks included. Interest rate and APY may vary after the account is opened; fees may reduce earnings.
Offer: Interest paid quarterly. $1 monthly service fee waived with $100 daily balance.
0.25% interest rate · $1 monthly fee · Effective Feb 2, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Minimum balance of $50 to avoid a quarterly fee of $5 (or $5 monthly service fee). Interest compounded daily and credited quarterly.
Offer: Quarterly fee of $5 if average balance falls below $50.
Compounded daily · $5 monthly fee
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More details - 0.25%APY$25 a year on $10,000
Requirements
Product: All savings accounts subject to $50 early close fee if closed within first 6 months.
Offer: Monthly service charge waived with $2,500 daily minimum balance.
0.25% interest rate · $25 monthly fee
Rate by balance
Rate by balance for 24K Savings Account Balance APY $2,500 – $25,000Your amount 0.25% $25,000 – $75,000 0.40% $75,000 – $150,000 0.50% $150,000 and up 0.70% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Minimum balance to avoid a service charge is $100. There may be restrictions on the number of withdrawals allowable per month. Applicable fees may reduce earnings.
Offer: Interest paid quarterly.
0.25% interest rate · Effective Aug 3, 2026
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More details - 0.25%APY$25 a year on $10,000
Requirements
Product: 30-day grace period to reach the $100 minimum balance requirement. $3.00 monthly service charge if balance falls below $100 after initial 30-day grace period.
Offer: Monthly fee of $3.00 applies if balance falls below $100 after initial 30-day grace period.
0.25% interest rate · $3 monthly fee
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More details - 0.25%APY$25 a year on $10,000
0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A penalty will or may be imposed for early withdrawal.
Offer: Minimum balance to earn APY $25.00; A penalty will or may be imposed for early withdrawal
0.25% interest rate · Effective May 1, 2019
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - North Side FederalPersonal Money MarketPersonal Money Market · $2,500 min · 0.23%–0.30% by balance
Bank · 1 branch
0.23%APY$23 a year on $10,0000.23% interest rate · Effective Feb 3, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $2,500 – $25,000Your amount 0.23% $25,000 – $75,000 0.25% $75,000 – $100,000 0.30% $100,000 and up 0.30% Rate checked
More details - 0.21%APY$21 a year on $10,000with conditions
Requirements
Product: Earn interest on entire balance. $25 average daily balance to avoid $2.50 monthly maintenance fee (fee waived for customers 25 years and younger). Free eStatements ($5 fee for paper statements). Pre-authorized, automatic, or telephone transfers/withdrawals limited to 6 per statement cycle.
Offer: Diamond Relationship Package tier.
Qualified rate · $2.50 monthly fee · Effective Oct 16, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Illinois
785 accounts at 327 banks and credit unions · checked Oct 23–24
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch