Bank · FDIC insured
Great Rivers Bank Savings Rates
Great Rivers Bank’s best savings rate is 0.25% APY on $10,000, with its Statement Savings. Rates checked October 16, 2026.
How Great Rivers Bank’s savings rates compare
Compared with banks and credit unions near Quincy, IL-MO, where Great Rivers Bank has the most branches. $10,000, best rate first.
This bank’s best
Great Rivers Bank
0.25%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $25
Statement Savings
Top rate
HomeBank
1.16%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $116
2nd-highest rate
Members First Community CU
1.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $100
Great Rivers Bank savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Great Rivers Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Statement Savings
0.25%APY
30-day grace period to reach the $100 minimum balance requirement. $3.00 monthly service charge if balance falls below $100 after initial 30-day grace period.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMonthly fee of $3.00 applies if balance falls below $100 after initial 30-day grace period.Any balance | 0.25% | $25 | Monthly fee of $3.00 applies if balance falls below $100 after initial 30-day grace period. |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
Health Savings
0.25%APY
Must be covered under a qualified high deductible health plan, not covered by another health plan, cannot be claimed as a dependent, and cannot be enrolled in Medicare.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceHSA account eligible for individuals with high-deductible health plan.Any balance | 0.25% | $25 | HSA account eligible for individuals with high-deductible health plan. |
Sources (2)
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.