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Credit union · NCUA insured

2 Rivers Area Credit Union Savings Rates

2 Rivers Area Credit Union’s best savings rate is 0.25% APY on $10,000, with its Savings. Rates checked October 16, 2026.

How 2 Rivers Area Credit Union’s savings rates compare

Compared with banks and credit unions near Kankakee, IL, where 2 Rivers Area Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    2 Rivers Area Credit Union

    0.25%APY

    Requires
    None
    Minimum
    —
    Earns on $10,000 a year
    $25

    Savings

  • Top rate

    Peoples Bank of Kankakee County

    2.60%APY

    Requires
    Monthly account activity
    Minimum
    $100
    Earns on $10,000 a year
    $260

    Peoples Bank of Kankakee County rates

  • 2nd-highest rate

    CommonWealth Credit Union

    2.02%APY

    Requires
    Monthly account activity
    Minimum
    —
    Earns on $10,000 a year
    $202

    CommonWealth Credit Union rates

Compare savings rates near you →

2 Rivers Area Credit Union savings score

71

Savings score

Higher than 29% of U.S. banks and credit unions

By balance
  • $1,000 balance$1,0000.25%
  • $10,000 balance$10,0000.25%
  • $100,000 balance$100,0000.25%
  • QualifiedQualified0.25%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where 2 Rivers Area Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join 2 Rivers Area Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Open to all persons living in or working in Kankakee, Will, and Iroquois Counties.

Employers and groups

  • Open to employees of Shapiro Developmental Center, Illinois Veterans in Manteno, or Fox Development Center.
  • Open to persons retired as pensioners or annuitants from qualifying employers (Shapiro Developmental Center, Illinois Veterans in Manteno, or Fox Development Center).

Family and household

  • Open to spouses of persons who expired while within the field of membership.
  • Open to family members (spouse, child, sibling, parent, grandparent, grandchild, aunt, uncle, niece, nephew, stepparents, stepchildren, step-siblings, and adoptions) and household members (people living in the same residence as a single economic unit) of otherwise eligible persons.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← 2 Rivers Area Credit Union overview