Credit union · NCUA insured
Springfield City Employees Credit Union Savings Rates
Springfield City Employees Credit Union’s best savings rate is 0.25% APY on $10,000, with its Share (Savings) Account. Rates checked October 16, 2026.
How Springfield City Employees Credit Union’s savings rates compare
Compared with banks and credit unions near Springfield, IL, where Springfield City Employees Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Springfield City Employees Credit Union
0.25%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $25
Share (Savings) Account
Top rate
INB
3.45%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $345
2nd-highest rate
CEFCU
2.40%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $240
Springfield City Employees Credit Union savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Springfield City Employees Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share (Savings) Account
0.25%APY
The Share (Savings) Account establishes membership and makes you a part owner. Dividends are earned based on the average daily balance method on balances of $5.00 or more.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends earned based on average daily balance method.$5 and up | 0.25% | $25 | Dividends earned based on average daily balance method. |
Special-purpose accounts
Christmas Club
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Property Tax Club
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Who can join Springfield City Employees Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees of the City of Springfield, including utility, water, light, power, and Springfield Housing Authority, are eligible for membership.
Family and household
- Immediate family members (spouse, parents, children, brothers and sisters, grandparents, and grandchildren) of eligible City of Springfield employees are eligible for membership.
Membership information collected October 5, 2026.