Bank · FDIC insured
North Side Federal
A $41.8M bank headquartered in Chicago, IL, with 1 branch in Illinois. Best rates: CDs 3.00% and savings 0.23% APY.
North Side Federal Carrot Score
61
Carrot Score
Higher than 5% of U.S. banks and credit unions
#118 of 124 in Chicago, IL-IN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About North Side Federal
Founded in 1935, North Side Federal remains a mutual savings association dedicated to encouraging savings and promoting affordable home ownership through the prudent lending of deposits.
Serving the north side of Chicago and Andersonville, the institution has operated out of the historic Clark-Foster Building at Clark Street and Foster Avenue since 1935.
- Headquarters
- 5159 N Clark St, Chicago, IL 60640
- FDIC certificate
- 29449 ↗
Branches
1 branch in Illinois
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Illinois
1 branch
- North Side Federal Savings and Loan Association of ChicagoMain office5159 N Clark St, Chicago, IL 60640Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.05% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 1.83% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | -0.18% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $92 | $67 | — |
- CapitalLeverage ratio9.05%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent1.83%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets-0.18%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$92Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of North Side Federal are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.