Bank · FDIC insured
First National Bank in Okawville, IL
A $66.3M bank headquartered in Okawville, IL, with 1 branch in Illinois. Best rates: CDs 3.73% and savings 0.30% APY.
First National Bank in Okawville, IL Carrot Score
69
Carrot Score
Higher than 25% of U.S. banks and credit unions
#178 of 281 in IllinoisHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First National Bank in Okawville, IL
The First National Bank of Okawville is a local community bank based in Okawville, Illinois, organized in 1920.
Originating before the turn of the century in conjunction with a lumber yard and grain elevator, it moved to its present location in May 1980.
- Headquarters
- 203 E Walnut St, Okawville, IL 62271
- FDIC certificate
- 3826 ↗
Branches
1 branch in Illinois
Loading map…
Illinois
1 branch
- The First National Bank of OkawvilleMain office203 E Walnut St, Okawville, IL 62271Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.55% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 0.11% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | 0.55% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $36 | $67 | — |
- CapitalLeverage ratio12.55%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent0.11%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets0.55%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$36Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First National Bank in Okawville, IL are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.